Launched by the StashFin digital lending venture, StashFin Credit Line Card had been formulated as an alternate option to credit cards and personal loans. StashFin Credit Line would assist you in getting instant personal loans that are super convenient and simple. However, before getting a loan, it is necessary to understand whether you would be eligible for the instant loan and its advantages.
What is a StashFin Credit Line Card?
StashFin Credit Line card permits you to borrow a sum up to the limit of Rs. 500,000 and return them at your preference. This application assists in loading cash within 90 seconds. You may also select an EMI tenure convenient to you up to the time period of 36 months.
Benefits and features of StashFin Credit Line Card
The various benefits and features of the StashFin Credit Line card consist of the following –
- Credit Limit
StashFin credit line card provides a limit on the credit of Rs. 500,000 along with its facility of top-up loans.
- Interest Rate
StashFin provides an interest rate from 11.99% to 59.99%, and you pay just for the amount used and not the entire credit line.
- Reward points
If you make any purchase using the StashFin credit line card, you earn certain reward points, which can help redeem discounts from the loan repayment amount.
- Multiple options for payment
You may use the credit line card to pay at merchant sites, sale points, ATMs, etc.
- Easy repayments
Through the StashFin credit line card, it is easy to repay the amount of a loan at a low-interest rate and in instalments.
- Cash withdrawals
StashFin credit line card allows loading 100% of your credit limit and withdrawing cash for free from ATMs up to 10 times.
- Increase in the loan amount
Based on your credit history, you may adjust your loan amounts with a StashFin credit line card.
What Makes you Eligible for the StashFin Credit Line Card?
To make an application for the StashFin Credit Line card, you would require to meet certain criteria to be eligible for the loan. These criteria are –
- You need to be an Indian citizen.
- You need to be over the age of 18 years.
- You need to either be a salaried employee or self-employed.
Applying for StashFin Credit Line Card
To apply for the StashFin credit line card, you would have to go through the following steps mentioned below –
- Open the Google play store or Apple app store, and download and install the StashFin mobile application.
- Once you have the application, you will have to submit the needed documents for verification of income proof, identity proof, and address proof.
Once the verification is completed, the StashFin credit line card is delivered to your address within 24 hours, and once your loan amount is approved, it gets funded within 4 hours of receiving the card.
In case any trouble is faced with the loan or receiving the credit card, you always get the option of connecting with the customer support of StashFin. You can submit whatever issue you may have, and it gets sorted out by StashFin as soon as possible. Also, you could avail of several offers with a StashFin credit line card.
1. What amount of loan can be borrowed from a StashFin credit line card?
The borrowed loan can be up to a limit of Rs. 500,000, which has to be repaid within 36 months.
2. Is every transaction made using the StashFin credit card converted into EMIs?
Specifically, the borrowed funds get turned into EMIs.
3. Do I need a guarantor to get a loan from the StashFin credit line card?
No, you would not need a guarantor to borrow the loan.
4. How may I check the transaction history and balance of the card?
You may check the transaction history and balance of the StashFin credit line card through the StashFin mobile application.