Tab Capital Personal Loan

Tab Capital Pvt. Ltd. Company provides a personal loan to the professionals and the salaried individuals to meet their personal expenses. The company extends a loan up to ₹50 lacs and for the flexible tenure of 7 years. These unsecured loans can be paid before the tenure ends at the zero percent pre- payment charges. To know your EMI value and other details regarding the product read below:

Tab Capital Personal Loan Details

Interest RateCustomized
Loan AmountUp to ₹50,00,000
TenureUp to 7 years
Processing FeeAs per company's policy
Foreclosure ChargesNil

How To Apply

The application process is very simple and convenient. The applicant has to fill the online application form online and upload the requisite documents on the company website.

Tab Capital Personal Loan EMI Calculator

EMI stands for Equated Monthly Installment. It is the amount that the borrower has to pay each month towards the repayment of the of the loan. It’s important to know the EMI amount before so that you can plan your future expenses accordingly. You can calculate the installment amount easily and quickly, using the EMI calculator. The calculator is the electronic device programmed to compute the accurate installment amount. When the user enters the loan amount, repayment period and the rate of interest in the calculator it displays the result promptly. The user can even compare the interest and EMI amount by changing the loan amount and repayment period.

Want to know how the calculator works, see the example below.

For Example – If a borrower avails a loan of ₹50,00,000 for the period of 7 years at the 18% p.a. rate of interest then, his EMI will be ₹1,05,089. The total repayment amount will be ₹88,27,492, out of which ₹38,27,492 will be the interest amount.

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Check the installment amount, interest amount and the total repayment amount on the loan availed for the different period.

Table Showing EMI, Total Interest Amount, and Total Repayment

Loan Amount (in ₹)Interest Rate (p.a.)Tenure (in years)EMI (in ₹)Total Interest Amount (in ₹)Total Repayment Amount (Principal + Interest) (in ₹)

Amortization Table

YearPrincipal (in ₹)Interest (in ₹)Balance Amount (in ₹)

Eligibility Criteria

This loan product is designed to meet the personal and business requirement of the salaried and self- employed professionals like –  CA, CS, Doctors and others.

Documents Required

Following is the list of documents that are to be uploaded on the website in order to avail the loan:

  • KYC Documents
  • Copy of PAN Card
  • Passport Copy
  • Aadhar Card
  • Electricity Bill
  • Registered Rent Agreement
Income Documents
Category List of Documents
Salaried- Latest 3 Months Salary Slips and Last 2 Years IT Return / Form 16
- Last 6 months bank statement of salary / main operating bank account
- Last 1 year bank statement of operating bank account
- Details of all existing loans: Sanction Letter and Loan Account Statement for last 1 year
Self- Employed Professionals- Last 2 years Financials (IT Returns, Computation Sheet & Balance-sheet) and Proof of turnover vide latest sales / service tax returns and Invoice / Purchase Order Copy (for loan against receivables)
- Degree Certificate / Qualification Certificate
- Last 1 year bank statement of operating bank account
- Details of all existing loans: Sanction Letter and Loan Account Statement for last 1 year
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Additional Documents

  • In case of Private/ Public Limited Company – MOA & AOA, Certificate of Registration, Shop Act, Udyog Aadhaar Memorandum, VAT Registration and other Registrations Applicable
  • In case of Partnership Firm – Registered Partnership Deed, Shop Act, Udyog Aadhaar Memorandum, VAT Registration, and other Registrations Applicable

Features and Benefits

What makes Tab Capital personal loan different from others are the following features and benefits:

  • Multi- purpose loan for the personal and business needs
  • No pre- payment charges
  • Loan sanctioned in 2 working days
  • No collateral required

Tab Capital Contact Number

Avail the benefit of customer care to resolve the doubts and queries. Inquire and learn more about the product. You can use the various means of communication to ask your questions:

  • Telephone – 91 (020) – 65809000
  • Fax – 020-41219000
  • E- mail

You can even fill the enquiry form available on the company’s official website.

Tab Capital Branches

Tab Capital Pvt. Ltd. has spread its network in all major locations like Delhi, Mumbai, Pune, Chennai, Mumbai, Banglore and Indore.

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  • Personal Loan Interest Rates October 2023
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