Punjab & Sind Bank Personal Loan in Bhubaneswar

About Punjab & Sind Bank Personal Loan Bhubaneswar

Does burden of paying hefty EMI’s making you postpone of fulfilling your personal requirements? Don’t let it be. Consider Punjab & Sind Bank for availing appropriate personal loans with flexible tenures which help you to plan your monthly installments comfortably. The interest rates are flexible to adjust to every pockets of borrowers.

Punjab & Sind Bank Personal Loan Bhubaneswar at a glance

ParticularsDetails
Interest Rate12.80% - 14.05%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Bhubaneswar

Address of Punjab & Sind Bank Branches in Bhubaneswar

Branch NameComplete AddressIFSCMICRContact Number
Bhubaneshwar150, Ashok Nagar, Rajmahal Chowk Bhubeneshwar PSIB00003587510230020674-2533533
Biju Patnaik College , BhubaneswarBiju Patnaik College Of Science & Education, Bhubaneswar, Orissa - 751015PSIB00007897510230020674 2557979
BaramundaPlot No 1026/2216, Baramunda, Unit -19, Bhubaneswar, Distt┌╌khorda, Odisha - 751003PSIB0021498NON-MICR9937196739

 

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