About Punjab & Sind Bank Personal Loan Bhubaneswar
Does burden of paying hefty EMI’s making you postpone of fulfilling your personal requirements? Don’t let it be. Consider Punjab & Sind Bank for availing appropriate personal loans with flexible tenures which help you to plan your monthly installments comfortably. The interest rates are flexible to adjust to every pockets of borrowers.
Punjab & Sind Bank Personal Loan Bhubaneswar at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.10% |
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. |
| Tenure | Upto 5 years |
| Processing Fee | One-Time: 1.0% of the loan amount. |
| Pre-payment Charges | Minimum prepayment charges |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
Documents Required
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Bhubaneswar
Address of Punjab & Sind Bank Branches in Bhubaneswar
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Bhubaneshwar | 150, Ashok Nagar, Rajmahal Chowk Bhubeneshwar | PSIB0000358 | 751023002 | 0674-2533533 |
| Biju Patnaik College , Bhubaneswar | Biju Patnaik College Of Science & Education, Bhubaneswar, Orissa - 751015 | PSIB0000789 | 751023002 | 0674 2557979 |
| Baramunda | Plot No 1026/2216, Baramunda, Unit -19, Bhubaneswar, Distt┌╌khorda, Odisha - 751003 | PSIB0021498 | NON-MICR | 9937196739 |