Punjab National Bank Home Loan in Agra

Last Updated : May 5, 2018, 4:21 p.m.

About Punjab National Bank Home Loan in Agra

Your dream home is no more a dream as Punjab National Bank (PNB) is here with its affordable home loans. The bank also facilitates the housing loan scheme under Pradhan Mantri Awas Yojana wherein you get a higher loan amount at low-interest rates. The home loan tenure at PNB is also longer so as to make it easier for you to make the EMI payments without any hassle.

Punjab National Bank Home Loan Agra at a Glance

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) in Agra is as follows:

• For Public: Individuals or Joint owners.
• For Pradhan Mantri Awas Yojana:
  • EWS households are defined as households having an annual income up to ₹3,00,000
  • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

• Valid
• Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Address Proof:

• Valid Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Income Proof:

• Last 3 months’ Salary Slips
• Last 6 months’ Bank Statements showing salary credits
• Latest Form-16 and IT returns

Property Proof:

• Title Deeds of the Plot
• Proof of no encumbrances on the property
• Copy of the plans approved by the Local Authorities
• Construction estimate by an Architect / Civil engineer

Other Documents:

• Employment Contract/Appointment Letter in case current employment is less than 1 year old
• Last 6 months’ Bank Statements showing repayment of any ongoing loans
• Duly filled application form along with recent passport
• Own Contribution Proof

For more information on home loans, read Home Loan Agra

Address of Punjab National Bank Branches in Agra