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Punjab National Bank Home Loan in Guwahati
Last Updated : May 5, 2018, 4:23 p.m.
About Punjab National Bank Home Loan in Guwahati
Want to make your dream home in Guwahati or planning to a buy a beautiful bungalow? Apply for a home loan at Punjab National Bank today to get a higher loan amount at low-interest rates. The bank gives you the opportunity to enjoy a home loan journey without any hassle so as to make it your dream home loan. Here is the eligibility criteria, interest rates, documentation required at Guwahati branch of Punjab National Bank to apply for a home loan online now!
Punjab National Bank Home Loan Guwahati at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.60% - 9.95% |
| Loan amount | For Public: Up to ₹1 Crores For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs |
| Tenure | For Public: Up to 30 years For Pradhan Mantri Awas Yojana: Up to 15 years |
| Processing Fee | For Public: For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/- For Pradhan Mantri Awas Yojana: NIL |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:
- For Public: Individuals or Joint owners.
- For Pradhan Mantri Awas Yojana:
- EWS households are defined as households having an annual income up to ₹3,00,000
- LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000
Documents Required
The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:
Identity Proof:
- Valid
- Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Address Proof:
- Valid Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Income Proof:
- Last 3 months’ Salary Slips
- Last 6 months’ Bank Statements showing salary credits
- Latest Form-16 and IT returns
Property Proof:
- Title Deeds of the Plot
- Proof of no encumbrances on the property
- Copy of the plans approved by the Local Authorities
- Construction estimate by an Architect / Civil engineer
Other Documents:
- Employment Contract/Appointment Letter in case current employment is less than 1 year old
- Last 6 months’ Bank Statements showing repayment of any ongoing loans
- Duly filled application form along with recent passport
- Own Contribution Proof
For more information, read Home Loan Guwahati
Address of Punjab National Bank Branches in Guwahati
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Fancy Bazar | H.B.Road, Near Sani Mandir, Fancy Bazar, Guwahati, Assam - 781001 | PUNB0018900 | 781024002 | 0361-2542453 |
| Zoo Road | Zoo Road, Guwahati, District - Kamrup, Assam - 781005 | PUNB0190700 | 781024003 | 0361-2201393 |
| Mahabir Market | S.R.C.B. Road, Fancy Bazar, Charu Market, Guwahati, Assam - 781001 | PUNB0321300 | 781024004 | 0361-2540487 |
| Guwahati, Maligaon | P.N.G.B.Road, Maligaon Charali Guwahati Assam 781011 | PUNB0458900 | 781024006 | 094350-62596 |
| Beltola, Guwahati | Near Lakshmi Mandir, Opposite Sankardev Netralaya Beltola, Guwahati Assam 781028 | PUNB0459000 | 781024005 | NA |
| Bhangagarh G.S. Road | Bhangagarh G.S. Road Guwahati, Assam 781005 | PUNB0465100 | 781024007 | 0361-2457847 |
| Guwahati, Six Mile | Six Mile, Khanpara, Guwahati Assam 781022 | PUNB0465200 | 781024008 | NA |
| AT Road, Guwahati | PNB, City Trade Center 1St Floor, Near Athgaon Bridge Assam Guwahati 781001 | PUNB0668100 | 781024009 | 9435052697 |
| Guwahati, Back Office | Sikh Temple Road Guwahati, Assam - 781001 | PUNB0687500 | NON-MICR | 9435160716 |
| Currency Chest B/O Guwahati, Zoo Road | Currency Chest B/O Guwahati Zoo Road Assam 787001 | PUNB0703500 | NON-MICR | 0361-2205013 |
| Guwahati | Currency Chest Link Off Fancy Bazar LIC Building, Fancy Bazar Guwahati, Assam 781001 | PUNB0703600 | NON-MICR | NA |
| Chanmari, Guwahati | Sri Ramesh Jain, Chakradhar Chambers Chandmari Flyover, Chandmari, Guwahati, Assam 781003 | PUNB0668200 | NON-MICR | NA |
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