Punjab National Bank Home Loan in Jaipur

Last Updated : May 16, 2019, 2:54 p.m.

About Punjab National Bank Home Loan in Jaipur

Are you planning to buy a beautiful dream home in Jaipur-the pink city? Get ready to experience a home loan like never before at Punjab National Bank that comes with affordable rate. You will be happy to hear that you can also get much lower interest rate under Pradhan Mantri Awas Yojana if you fall under the asked eligibility criteria. To check the eligibility criteria and interest rates offered by Punjab National Bank in Jaipur, read below.

Apply Home Loan @ 8.65%* Rate

Punjab National Bank Home Loan Jaipur at a Glance

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:

• For Public: Individuals or Joint owners.
• For Pradhan Mantri Awas Yojana:
  • EWS households are defined as households having an annual income up to ₹3,00,000
  • LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:

Identity Proof:

• Valid
• Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Address Proof:

• Valid Passport
• Voter ID Card
• Aadhaar Card
• Valid Driving Licence

Income Proof:

• Last 3 months’ Salary Slips
• Last 6 months’ Bank Statements showing salary credits
• Latest Form-16 and IT returns

Property Proof:

• Title Deeds of the Plot
• Proof of no encumbrances on the property
• Copy of the plans approved by the Local Authorities
• Construction estimate by an Architect / Civil engineer

Other Documents:

• Employment Contract/Appointment Letter in case current employment is less than 1 year old
• Last 6 months’ Bank Statements showing repayment of any ongoing loans
• Duly filled application form along with recent passport
• Own Contribution Proof

For more information, read Home Loan Jaipur

Address of Punjab National Bank Branches in Jaipur