Punjab National Bank Home Loan in Patna
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Last Updated : May 5, 2018, 4:26 p.m.
About Punjab National Bank Home Loan Patna
If you are looking for a home loan in Patna but the home loan interest rates are going out of the budget, check the reduced home loan rates at Punjab National Bank (PNB). With the facility of a higher loan amount at low rates make this loan one of its kind. So, what are you waiting for? Have a look at the interest rate, eligibility criteria and other important details for PNB Home Loan Patna.
Punjab National Bank Home Loan Patna at a Glance
Particulars | Details |
---|---|
Interest Rate | 8.60% - 9.95% |
Loan amount | For Public: Up to ₹1 Crores For Pradhan Mantri Awas Yojana: Up to ₹30 lakhs |
Tenure | For Public: Up to 30 years For Pradhan Mantri Awas Yojana: Up to 15 years |
Processing Fee | For Public: For ₹300 lac- 0.50% of loan amount Maximum ₹20000/- For above - ₹50000/- For Pradhan Mantri Awas Yojana: NIL |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at Punjab National Bank (PNB) is as follows:
- For Public: Individuals or Joint owners.
- For Pradhan Mantri Awas Yojana:
- EWS households are defined as households having an annual income up to ₹3,00,000
- LIG households are defined as households having an annual income above ₹3,00,000 and up to ₹6,00,000
Documents Required
The list of documents that an applicant must have at the time of applying for a home loan at PNB is as follows:
Identity Proof:
- Valid
- Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Address Proof:
- Valid Passport
- Voter ID Card
- Aadhaar Card
- Valid Driving Licence
Income Proof:
- Last 3 months’ Salary Slips
- Last 6 months’ Bank Statements showing salary credits
- Latest Form-16 and IT returns
Property Proof:
- Title Deeds of the Plot
- Proof of no encumbrances on the property
- Copy of the plans approved by the Local Authorities
- Construction estimate by an Architect / Civil engineer
Other Documents:
- Employment Contract/Appointment Letter in case current employment is less than 1 year old
- Last 6 months’ Bank Statements showing repayment of any ongoing loans
- Duly filled application form along with recent passport
- Own Contribution Proof
For more information, read Home Loan Patna
Punjab National Bank Branches in Patna
Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
---|---|---|---|---|
Danapore Cantt | Danapore Cantt, District Patna Bihar | PUNB0014200 | 800024012 | NA |
Exhibition Road | Exhibition Road, Patna, Bihar 800001 | PUNB0038000 | 800024004 | 0612-2222263, 221598 |
Patna City | Chowk Patna City, Patna - 800008 | PUNB0038100 | 800024010 | 0612-2641180, 2643256 |
Muradpur, Patna | Block Patna Sadar, Ashok Rajpath, Patna, Bihar - 800004 | PUNB0039400 | 800024003 | 0612-2667036, 2302051 |
Kankarbagh, Patna | Kankarbagh, Distt Patna, Bihar | PUNB0149900 | 800024009 | 0612-2351087, 2353136 |
RCC Patna | Bank Road, Patna, Bihar - 800001 | PUNB0198400 | 800024001 | 0612-2223929 |
Boring Road, Patna | Boring Road, District Patna, Bihar 800001 | PUNB0291000 | 800024006 | 0612-2266485/2261422 |
New Market, Patna | Block Patna Sadar, Patna, Bihar 800001 | PUNB0291300 | 800024005 | 612-2221519-2233192 |
Morcha Road, Patna | Morcha Road Patna City , Patna - 800009 | PUNB0291600 | 800024011 | 0612- 2616447, 2648759 |
CMO:Budha Colony | East Boring Road, Awas Apartment, Budha Colony, Patna, Bihar 800001 | PUNB0292000 | 800024007 | 0612-2531215, 2520596 |
R K Avenue, Patna | Aparna Complex, Kadamkuan, Patna, Bihar - 800003 | PUNB0292100 | 800024013 | 0612-2670868/92463 |
RT Bhawan, Punaichak | Pump House Road, Punaichak, Bihar - 800023 | PUNB0296800 | 800024008 | 0612-2204561, 2228959 |
East Gandhi Maidan | Hotel Tourist Building, East Gandhi Maidan, Patna, Bihar | PUNB0304100 | 800024002 | 0612-2301482, 2301514 |
Gandhi Nagar | Gandhi Nagar, Patna, Bihar | PUNB0386900 | 800024014 | 0612-2353620, 2350221 |
SSI, Patna | SPL SSI Branch, Boring Road, Patna, Bihar - 800001 | PUNB0389100 | 800024015 | 0612-2525585, 2522860 |
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