About Punjab National Bank Personal Loan Ghaziabad
Are you looking for a lender that can give you a personal loan at affordable rates in Ghaziabad? Your search ends here with Punjab National Bank as the personal loan offered by the bank is now available at low-interest rates along with the higher loan amount facility so that the borrower finds it helpful for both major and minor financial needs.
Punjab National Bank Personal Loan Ghaziabad at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.95% - 14.00% |
| Loan amount | Up to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower |
| Tenure | Up to 5 years |
| Processing Fee | 1.80% of loan amount |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:
- The age of the applicant must be between 21-58 years (65 years for self-employed)
- The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
- Total work experience of 2 years is a must
- Minimum residence of 1 year at current residence is required
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:
- Loan application form with passport size photograph
- Identify proof with unique identification number in case of military/ paramilitary personnel
- Educational qualification proof
- Age proof
- Proof of official address and residential address
- Income proof
- Latest salary slip (IT returns for the last 3 financial years for self-employed)
Form 16, duly authenticated by the employer (latest bank statements for self-employed)
For more information, read Personal Loan Ghaziabad
Address of Punjab National Bank Branches in Ghaziabad
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| G T Road, Ghaziabad | G T Road, Ghaziabad, U.P 201001 | PUNB0018000 | 110024213 | 0120-2831042, 2852685 |
| Mohan Nagar | Mohan Nagar, District Ghaziabad, U.P | PUNB0034100 | 110024201 | 0120-2940101-106 |
| Navyug Market, Ghaziabad | Navyug Market, District. Ghaziabad, U.P - 201001 | PUNB0067400 | 110024202 | 95120-2794882, 0339 |
| Shastri Nagar, Ghaziabad | Shastri Nagar, District Ghaziabad, U.P | PUNB0205100 | 110024205 | 0120-2706061, 2781665 |
| Sikhera | Sikhera, District Ghaziabad U.P | PUNB0275600 | 245024054 | 05731-296238 |
| Kaushambi | D - 64, Kaushambi, Ghaziabad, U.P 201010 | PUNB0300000 | 110024188 | 0120-2776008/289 |
| Ambedkar Marg, Meerut | Ambedkar Marg, District Ghaziabad, U.P | PUNB0370300 | 110024198 | 0120-2711763, 53277 |
| Jindal Nagar, Ghaziabad | Jindal Nagar, Khera - Philkhuwa, Ghaziabad, U.P 245304 | PUNB0370500 | 110024247 | 0122-2325666 |
| GT Road, Sahibabad | GT Road, Ghaziabad, Up - 201005 | PUNB0370900 | 110024170 | 0120-2931970, 2634653 |
| Brij Vihar | Brij Vihar, Ghaziabad, U.P. | PUNB0371100 | 110024196 | 0120-2628105, 2624468 |
| AKP Vijay Nagar, Ghaziabad | Arya Kanya Pathshala, Sector 9, Vijay Nagar, Ghaziabad, Up 201009 | PUNB0394600 | 110024210 | 0120-2740963, 2843564 |
| Kavi Nagar | KL - 44, Kavi Nagar, Ghaziabad, Up 201001 | PUNB0394700 | 110024194 | 0120-2781672 |
| VMLG, Ghaziabad | VMLG, (Near Sushila Devi Girls School), Ghaziabad, U.P - 201001 | PUNB0394800 | 110024195 | 0120-2717346, 2706026 |
| Meerut Road | Patel Nagar, Meerut Road, Ghaziabad, U.P | PUNB0402100 | 110024209 | 0120-2736400, 2851238 |