PNB Personal Loan Ghaziabad - IFSC, Rates March 2024, EMI, Eligibility

Punjab National Bank Personal Loan in Ghaziabad

About Punjab National Bank Personal Loan Ghaziabad

Are you looking for a lender that can give you a personal loan at affordable rates in Ghaziabad? Your search ends here with Punjab National Bank as the personal loan offered by the bank is now available at low-interest rates along with the higher loan amount facility so that the borrower finds it helpful for both major and minor financial needs.

Punjab National Bank Personal Loan Ghaziabad at a Glance

Interest Rate11.40% - 16.95%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

For more information, read Personal Loan Ghaziabad

Address of Punjab National Bank Branches in Ghaziabad

Branch NameComplete AddressIFSCMICRContact Number
G T Road, GhaziabadG T Road, Ghaziabad, U.P 201001PUNB00180001100242130120-2831042, 2852685
Mohan NagarMohan Nagar, District Ghaziabad, U.PPUNB00341001100242010120-2940101-106
Navyug Market, GhaziabadNavyug Market, District. Ghaziabad, U.P - 201001PUNB006740011002420295120-2794882, 0339
Shastri Nagar, GhaziabadShastri Nagar, District Ghaziabad, U.PPUNB02051001100242050120-2706061, 2781665
SikheraSikhera, District Ghaziabad U.PPUNB027560024502405405731-296238
KaushambiD - 64, Kaushambi, Ghaziabad, U.P 201010PUNB03000001100241880120-2776008/289
Ambedkar Marg, MeerutAmbedkar Marg, District Ghaziabad, U.PPUNB03703001100241980120-2711763, 53277
Jindal Nagar, GhaziabadJindal Nagar, Khera - Philkhuwa, Ghaziabad, U.P 245304PUNB03705001100242470122-2325666
GT Road, SahibabadGT Road, Ghaziabad, Up - 201005PUNB03709001100241700120-2931970, 2634653
Brij ViharBrij Vihar, Ghaziabad, U.P.PUNB03711001100241960120-2628105, 2624468
AKP Vijay Nagar, GhaziabadArya Kanya Pathshala, Sector 9, Vijay Nagar, Ghaziabad, Up 201009PUNB03946001100242100120-2740963, 2843564
Kavi NagarKL - 44, Kavi Nagar, Ghaziabad, Up 201001PUNB03947001100241940120-2781672
VMLG, GhaziabadVMLG, (Near Sushila Devi Girls School), Ghaziabad, U.P - 201001PUNB03948001100241950120-2717346, 2706026
Meerut RoadPatel Nagar, Meerut Road, Ghaziabad, U.PPUNB04021001100242090120-2736400, 2851238

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%