About Punjab National Bank Personal Loan Guwahati
When you have the opportunity to get a multi-purpose personal loan from Punjab National Bank, every financial need is fulfilled. The low-interest rate on this loan along with the higher loan make it one of its kind so if you are also in need of money, apply for a personal loan from Punjab National Bank in your nearest Guwahati branch. Here are the branch details, eligibility criteria, and other related information and visit the bank branch today or apply online.
Punjab National Bank Personal Loan Guwahati at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.95% - 14.00% |
| Loan amount | Up to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower |
| Tenure | Up to 5 years |
| Processing Fee | 1.80% of loan amount |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:
- The age of the applicant must be between 21-58 years (65 years for self-employed)
- The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
- Total work experience of 2 years is a must
- Minimum residence of 1 year at current residence is required
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:
- Loan application form with passport size photograph
- Identify proof with unique identification number in case of military/ paramilitary personnel
- Educational qualification proof
- Age proof
- Proof of official address and residential address
- Income proof
- Latest salary slip (IT returns for the last 3 financial years for self-employed)
Form 16, duly authenticated by the employer (latest bank statements for self-employed)
For more information, read Personal Loan Guwahati
Address of Punjab National Bank Branches in Guwahati
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Fancy Bazar | H.B.Road, Near Sani Mandir, Fancy Bazar, Guwahati, Assam - 781001 | PUNB0018900 | 781024002 | 0361-2542453 |
| Zoo Road | Zoo Road, Guwahati, District - Kamrup, Assam - 781005 | PUNB0190700 | 781024003 | 0361-2201393 |
| Mahabir Market | S.R.C.B. Road, Fancy Bazar, Charu Market, Guwahati, Assam - 781001 | PUNB0321300 | 781024004 | 0361-2540487 |
| Guwahati, Maligaon | P.N.G.B.Road, Maligaon Charali Guwahati Assam 781011 | PUNB0458900 | 781024006 | 094350-62596 |
| Beltola, Guwahati | Near Lakshmi Mandir, Opposite Sankardev Netralaya Beltola, Guwahati Assam 781028 | PUNB0459000 | 781024005 | NA |
| Bhangagarh G.S. Road | Bhangagarh G.S. Road Guwahati, Assam 781005 | PUNB0465100 | 781024007 | 0361-2457847 |
| Guwahati, Six Mile | Six Mile, Khanpara, Guwahati Assam 781022 | PUNB0465200 | 781024008 | NA |
| AT Road, Guwahati | PNB, City Trade Center 1St Floor, Near Athgaon Bridge Assam Guwahati 781001 | PUNB0668100 | 781024009 | 9435052697 |
| Guwahati, Back Office | Sikh Temple Road Guwahati, Assam - 781001 | PUNB0687500 | NON-MICR | 9435160716 |
| Currency Chest B/O Guwahati, Zoo Road | Currency Chest B/O Guwahati Zoo Road Assam 787001 | PUNB0703500 | NON-MICR | 0361-2205013 |
| Guwahati | Currency Chest Link Off Fancy Bazar LIC Building, Fancy Bazar Guwahati, Assam 781001 | PUNB0703600 | NON-MICR | NA |
| Chanmari, Guwahati | Sri Ramesh Jain, Chakradhar Chambers Chandmari Flyover, Chandmari, Guwahati, Assam 781003 | PUNB0668200 | NON-MICR | NA |