PNB Personal Loan Guwahati - IFSC, Rates March 2024, EMI, Eligibility

Punjab National Bank Personal Loan in Guwahati

About Punjab National Bank Personal Loan Guwahati

When you have the opportunity to get a multi-purpose personal loan from Punjab National Bank, every financial need is fulfilled. The low-interest rate on this loan along with the higher loan make it one of its kind so if you are also in need of money, apply for a personal loan from Punjab National Bank in your nearest Guwahati branch. Here are the branch details, eligibility criteria, and other related information and visit the bank branch today or apply online.

Punjab National Bank Personal Loan Guwahati at a Glance

Interest Rate11.40% - 16.95%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

For more information, read Personal Loan Guwahati

Address of Punjab National Bank Branches in Guwahati

Branch NameComplete AddressIFSC CodeMICRContact Number
Fancy BazarH.B.Road, Near Sani Mandir, Fancy Bazar, Guwahati, Assam - 781001PUNB00189007810240020361-2542453
Zoo RoadZoo Road, Guwahati, District - Kamrup, Assam - 781005PUNB01907007810240030361-2201393
Mahabir MarketS.R.C.B. Road, Fancy Bazar, Charu Market, Guwahati, Assam - 781001PUNB03213007810240040361-2540487
Guwahati, MaligaonP.N.G.B.Road, Maligaon Charali Guwahati Assam 781011PUNB0458900781024006094350-62596
Beltola, GuwahatiNear Lakshmi Mandir, Opposite Sankardev Netralaya Beltola, Guwahati Assam 781028PUNB0459000781024005NA
Bhangagarh G.S. RoadBhangagarh G.S. Road Guwahati, Assam 781005PUNB04651007810240070361-2457847
Guwahati, Six MileSix Mile, Khanpara, Guwahati Assam 781022PUNB0465200781024008NA
AT Road, GuwahatiPNB, City Trade Center 1St Floor, Near Athgaon Bridge Assam Guwahati 781001PUNB06681007810240099435052697
Guwahati, Back OfficeSikh Temple Road Guwahati, Assam - 781001PUNB0687500NON-MICR9435160716
Currency Chest B/O Guwahati, Zoo RoadCurrency Chest B/O Guwahati Zoo Road Assam 787001PUNB0703500NON-MICR0361-2205013
GuwahatiCurrency Chest Link Off Fancy Bazar LIC Building, Fancy Bazar Guwahati, Assam 781001PUNB0703600NON-MICRNA
Chanmari, GuwahatiSri Ramesh Jain, Chakradhar Chambers Chandmari Flyover, Chandmari, Guwahati, Assam 781003PUNB0668200NON-MICRNA

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%