Punjab National Bank Personal Loan in Kochi

About Punjab National Bank Personal Loan Kochi

When it comes to applying for a personal loan in Kochi, Punjab National Bank is one of the best choices you can make. With the facility to get a loan amount higher at rates that you can afford, this personal loan is all that you need. PNB provides personal loans to self-employed individuals as well as salaried people in all its branches including Kochi. Thus, to get a affordable rate on personal loans, apply at your nearest PNB branch in Kochi and enjoy a stress-free loan journey. Check interest rates, eligibility criteria, branch contact details and other related information below.

Punjab National Bank Personal Loan Kochi at a Glance

ParticularsDetails
Interest Rate12.00% - 15.00%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) in Kochi is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15,000-for metro city and ₹12,500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

For more information, read Personal Loan Kochi

Address of Punjab National Bank Branches in Kochi

Branch NameComplete AddressIFSC CodeMICRContact Number
Star JunctionStar Junction Kottukulam Road, Mattancherry, District Ernakulam, Cochin, Kerala - 682002PUNB00101006820240020484-2224464
MG Road, ErnakulamM G Road, Ravipuram, Ernakulam, Kerala - 682016PUNB01701006820240010484-2352775, 2352399
Market Road, ErnakulamPB No. 1177, Market Road, Ernakulam - 682011PUNB04271006820240030484 – 2382156
D H Road Ernakulam35/574 - 5, Durbar Hall Road, Cochin, Kerala 682016PUNB04273006820240040484 – 2370692, 2366679
Asset Recovery ManagementAsset Recovery Management 3rd Floor, 40 By 1461, Market Road, Ernakulam - 682011PUNB04459006820240030484-2371334, 2361554
VytiilaMenaka Arcade, Sahodaran Ayyappan Road, Vytila, Cochi, Kerala - 682019PUNB04490006820240090484-2989434,
Edappally District ErnakulamToll Junction, Edappally Kochi - 682024PUNB04910006820240129847113335
M G Road (Ernakulam)M.G Road Ernakulam KeralaPUNB0702100NON-MICRNA

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