PNB Personal Loan Kolkata - Rates February 2024, IFSC, Eligibility, EMI

Punjab National Bank Personal Loan in Kolkata

About Punjab National Bank Personal Loan Kolkata

Living in Kolkata-the city of Joy and being worried about the money is just not right! If money is stopping from executing your plans, get a personal loan from Punjab National Bank. You can get a higher loan amount from PNB at low-interest rate that will help you manage your expenses in a relaxed manner. So, to apply for a personal loan in Kolkata, read the eligibility criteria, interest rates and other loan details of Punjab National Bank personal loan.

Punjab National Bank Personal Loan Kolkata at a Glance

Interest Rate11.40% - 16.95%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

For more information, read Personal Loan Kolkata

Address of Punjab National Bank Branches in Kolkata

Branch NameComplete AddressIFSC CodeMICRContact Number
Tollygunge1/1A & 1/1B, Tollygunge, Circular Road, Kolkata, West Bengal 700033PUNB0008400700024029033-24244405
Ballygunge18/1 Gariahat Road, Kolkata, West Bengal - 29PUNB0008500700024004033-24405827, 24602461
NewalipurP - 40, Block - B (Unit House), Kolkata, West BengalPUNB000860070002402103324780024/24574601
Bhowanipur5, Shayama Prasad Mukherjee Road, Kolkata, West Bengal 700025PUNB0008800700024006033-24756094
Bara BazaarP - 35, Cotton Street, Kolkata West Bengal - 700007PUNB0008900700024009033-22182524, 22182522
BRBB Road, Kolkata135, B R B B Road, Kolkata, West Bengal 700001PUNB0009000700024007033-22427291
C R Avenue31, Chittaranjan Avenue, Distt. Kolkata, West BengalPUNB0009100700024011033-22111129, 5355
Lyons Range, Kolkata1, R. N. Mukherjee Road, Kolkata, West Bengal - 700001PUNB0009200700024019033-22436512
Lindsay Street, Kolkata9, Lindsay Street, Kolkata, West BengalPUNB0009300700024018033-2262125
Brabourne Road, Kolkata18/A, Brabourne Road, Kolkata, West Bengal - 700001PUNB0010000700024008033-22343066
Shyambazar138/1, Bidhan Sarani, Kolkata, West Bengal – 700004PUNB0010500700024028033-25554590, 3886
Liluah268/2, G.T. Road, Liluah, Kolkata, West Bengal 711204PUNB0030000700024032033-26558466
Kolkata, Dharamtola Street120, Lenin Sarani, District Calcutta, West Bengal - 700013PUNB0052800700024013033-22462601
Birati120, M B Road, Birati, Kolkata, West Bengal 700051PUNB0053500700024035NA
MCB, Park Street44, Park Street, Kolkata, West Bengal - 06PUNB0057300700024025033-22831939

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%