Punjab National Bank Personal Loan in Lucknow

About Punjab National Bank Personal Loan Lucknow

Personal Loans can prove to be your best friend whenever you are in urgent need of money. However, the repayment becomes way easier when the EMI is in your budget and at Punjab National Bank you get this. The lower rates on personal loans have made it possible for the people to make smoother payment and loan journey. So, if you are also in need of money, get a personal loan from the nearest branch of Punjab National Bank in Lucknow. Read more to know the eligibility criteria, interest rates, and other related information.

Punjab National Bank Personal Loan Lucknow at a Glance

ParticularsDetails
Interest Rate11.30% - 15.05%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

For more information, read Personal Loan Lucknow

Address of Punjab National Bank Branches in Lucknow

Branch NameComplete AddressIFSC CodeMICRContact Number
GB Marg, LucknowG.B.Marg, Lucknow, U.PPUNB00293002260240100522-2683016, 2684045
Hazratganj, LucknowHalwasia Building, Hazratganj, Lucknow, U.P - 226001PUNB002940022602400205222622717, 2621830
Sardar Bazar, LucknowSardar Bazar, Lucknow, U.P - 226002PUNB00295002260240210522-2480874
AlambaghAlambagh, Lucknow, U.P - 226005PUNB00301002260240050522-2459236
Chowk, LucknowChowk, Lucknow, U.P - 226003PUNB00303002260240080522-2253185, 2255012
Daliganj, LucknowDaliganj, Lucknow, U.P-226008PUNB00756002260240090522-2787826, 2786555
Mahanagar, LucknowMahanagar, Lucknow, U.P - 226006PUNB00758002260240140522-2321245, 2329285
Nishatganj, LucknowNishatganj, Lucknow, UP - 226006PUNB00762002260240150522-2781281, 82, 83
Sadat Gunj, LucknowSadat Gunj, Lucknow, UP - 226003PUNB00769002260240200522-2649093
Thakur Ganj, LucknowThakur Ganj, Lucknow, UP - 226003PUNB01153002260240240522-2259877
Char Bagh, LucknowChar Bagh, Lucknow, UP 226001PUNB01468002260240070522-2637684
Chatte MeelChatte Meel, Lucknow, UP 227208PUNB01670002260240300521-2298039
Subhash Marg, LucknowSubhash Marg, Lucknow, UP 226003PUNB01671002260240220522-2265122, 2260138
AINVPO AIN, Lucknow, UP 226005PUNB01851002260245020522-2899885
BanthraBanthra, Kanpur Road District Lucknow U.PPUNB01852002260240330522-3940535

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