About Punjab National Bank Personal Loan Lucknow
Personal Loans can prove to be your best friend whenever you are in urgent need of money. However, the repayment becomes way easier when the EMI is in your budget and at Punjab National Bank you get this. The lower rates on personal loans have made it possible for the people to make smoother payment and loan journey. So, if you are also in need of money, get a personal loan from the nearest branch of Punjab National Bank in Lucknow. Read more to know the eligibility criteria, interest rates, and other related information.
Punjab National Bank Personal Loan Lucknow at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.95% - 14.00% |
| Loan amount | Up to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower |
| Tenure | Up to 5 years |
| Processing Fee | 1.80% of loan amount |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:
- The age of the applicant must be between 21-58 years (65 years for self-employed)
- The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
- Total work experience of 2 years is a must
- Minimum residence of 1 year at current residence is required
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:
- Loan application form with passport size photograph
- Identify proof with unique identification number in case of military/ paramilitary personnel
- Educational qualification proof
- Age proof
- Proof of official address and residential address
- Income proof
- Latest salary slip (IT returns for the last 3 financial years for self-employed)
Form 16, duly authenticated by the employer (latest bank statements for self-employed)
For more information, read Personal Loan Lucknow
Address of Punjab National Bank Branches in Lucknow
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| GB Marg, Lucknow | G.B.Marg, Lucknow, U.P | PUNB0029300 | 226024010 | 0522-2683016, 2684045 |
| Hazratganj, Lucknow | Halwasia Building, Hazratganj, Lucknow, U.P - 226001 | PUNB0029400 | 226024002 | 05222622717, 2621830 |
| Sardar Bazar, Lucknow | Sardar Bazar, Lucknow, U.P - 226002 | PUNB0029500 | 226024021 | 0522-2480874 |
| Alambagh | Alambagh, Lucknow, U.P - 226005 | PUNB0030100 | 226024005 | 0522-2459236 |
| Chowk, Lucknow | Chowk, Lucknow, U.P - 226003 | PUNB0030300 | 226024008 | 0522-2253185, 2255012 |
| Daliganj, Lucknow | Daliganj, Lucknow, U.P-226008 | PUNB0075600 | 226024009 | 0522-2787826, 2786555 |
| Mahanagar, Lucknow | Mahanagar, Lucknow, U.P - 226006 | PUNB0075800 | 226024014 | 0522-2321245, 2329285 |
| Nishatganj, Lucknow | Nishatganj, Lucknow, UP - 226006 | PUNB0076200 | 226024015 | 0522-2781281, 82, 83 |
| Sadat Gunj, Lucknow | Sadat Gunj, Lucknow, UP - 226003 | PUNB0076900 | 226024020 | 0522-2649093 |
| Thakur Ganj, Lucknow | Thakur Ganj, Lucknow, UP - 226003 | PUNB0115300 | 226024024 | 0522-2259877 |
| Char Bagh, Lucknow | Char Bagh, Lucknow, UP 226001 | PUNB0146800 | 226024007 | 0522-2637684 |
| Chatte Meel | Chatte Meel, Lucknow, UP 227208 | PUNB0167000 | 226024030 | 0521-2298039 |
| Subhash Marg, Lucknow | Subhash Marg, Lucknow, UP 226003 | PUNB0167100 | 226024022 | 0522-2265122, 2260138 |
| AIN | VPO AIN, Lucknow, UP 226005 | PUNB0185100 | 226024502 | 0522-2899885 |
| Banthra | Banthra, Kanpur Road District Lucknow U.P | PUNB0185200 | 226024033 | 0522-3940535 |