About Punjab National Bank Personal Loan New Delhi
Planning for higher studies but have insufficient savings, get a personal loan from Punjab National Bank today. You can take this loan for any legitimate purpose and shed away any financial worries instantly as you get instant loan approval with minimal documentation. So, choose this consumer-friendly loan from Punjab National Bank in New Delhi read details below.
Punjab National Bank Personal Loan New Delhi at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.95% - 14.00% |
| Loan amount | Up to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower |
| Tenure | Up to 5 years |
| Processing Fee | 1.80% of loan amount |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:
- The age of the applicant must be between 21-58 years (65 years for self-employed)
- The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
- Total work experience of 2 years is a must
- Minimum residence of 1 year at current residence is required
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:
- Loan application form with passport size photograph
- Identify proof with unique identification number in case of military/ paramilitary personnel
- Educational qualification proof
- Age proof
- Proof of official address and residential address
- Income proof
- Latest salary slip (IT returns for the last 3 financial years for self-employed)
Form 16, duly authenticated by the employer (latest bank statements for self-employed)
You can also read Personal Loan New Delhi
Punjab National Bank Branches in New Delhi
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| E Bay Mayur Vihar, Phase - II, Delhi | E - Block, DDA Market, Mayur Vihar, Phase - II, Delhi | PUNB0665300 | NON-MICR | NA |
| Delhi Cantt | Gopi Nath Bazaar, Delhi Cantt, Delhi 110010 | PUNB0011200 | 110024006 | 011-25686602/91956 |
| Chandni Chowk | Chandni Chowk Delhi - 110006 | PUNB0011300 | 110024007 | 011-23978908 |
| Chawri Bazar | Raghuganj Building, Barsabulla Chowk, Chawri Bazar, Delhi 110006 | PUNB0011400 | 110024008 | 011-23915974 |
| Civil Lines | 13, Alipur Road, Civil Lines, Delhi - 06 | PUNB0011500 | 110024009 | 011-23981957, 23923617 |
| Trade Finance Katra Mohan, Delhi | Katra Mohan, Chandini Chowk, Delhi - 06 | PUNB0011600 | 110024017 | 110024017 |
| Daryaganj | DMA House, Ansari Road, New Delhi 110002 | PUNB0011700 | 110024010 | 011 - 23271523 |
| Bank Street, Karol Bagh | 3338 Beadon Pura, Bank Street, Karol Bagh, New Delhi 110005 | PUNB0011900 | 110024053 | 011 - 25711835 |
| Gurudwara Road | Gurudwara Road, Karol Bagh, New Delhi 110005 | PUNB0012000 | 110024054 | 011- 25721920 |
| Kashmere Gate | 2789, Lothian Road, Kashmere Gate, Delhi - 110006 | PUNB0012100 | 110024016 | 011- 23922617, 23974663 |
| Khari Baoli | Gali Batashan, Khari Baoli , Delhi 110006 | PUNB0012200 | 110024018 | 011 - 23966203 |
| Sadar Bazar | Chawla Market, Sadar Bazar, Delhi 110006 | PUNB0012400 | 110024030 | 011 - 23674031 |
| Shahdara | Bhola Nath Nagar, Shahdara, Delhi 110032 | PUNB0012500 | 110024031 | 011-22304219, 22308296 |
| Subzi Mandi | Harphool Singh Building, Subzi Mandi, Clock Tower, Delhi 110007 | PUNB0012600 | 110024035 | 011-23828316, 23822796 |
| Asaf Ali Road | Radhey Shree Building, Ajmeri Gate, Delhi 110002 | PUNB0012700 | 110024038 | 011-23234059/2869 |