PNB Personal Loan New Delhi - Rates 2024, Apply, Eligibility, EMI

Punjab National Bank Personal Loan in New Delhi

About Punjab National Bank Personal Loan New Delhi

Planning for higher studies but have insufficient savings, get a personal loan from Punjab National Bank today. You can take this loan for any legitimate purpose and shed away any financial worries instantly as you get instant loan approval with minimal documentation. So, choose this consumer-friendly loan from Punjab National Bank in New Delhi read details below.

Punjab National Bank Personal Loan New Delhi at a Glance

Interest Rate11.40% - 16.95%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

You can also read Personal Loan New Delhi

Punjab National Bank Branches in New Delhi

Branch NameComplete AddressIFSC CodeMICRContact Number
E Bay Mayur Vihar, Phase - II, DelhiE - Block, DDA Market, Mayur Vihar, Phase - II, DelhiPUNB0665300NON-MICRNA
Delhi CanttGopi Nath Bazaar, Delhi Cantt, Delhi 110010PUNB0011200110024006011-25686602/91956
Chandni ChowkChandni Chowk Delhi - 110006PUNB0011300110024007011-23978908
Chawri BazarRaghuganj Building, Barsabulla Chowk, Chawri Bazar, Delhi 110006PUNB0011400110024008011-23915974
Civil Lines13, Alipur Road, Civil Lines, Delhi - 06PUNB0011500110024009011-23981957, 23923617
Trade Finance Katra Mohan, DelhiKatra Mohan, Chandini Chowk, Delhi - 06PUNB0011600110024017110024017
DaryaganjDMA House, Ansari Road, New Delhi 110002PUNB0011700110024010011 - 23271523
Bank Street, Karol Bagh3338 Beadon Pura, Bank Street, Karol Bagh, New Delhi 110005PUNB0011900110024053011 - 25711835
Gurudwara RoadGurudwara Road, Karol Bagh, New Delhi 110005PUNB0012000110024054011- 25721920
Kashmere Gate2789, Lothian Road, Kashmere Gate, Delhi - 110006PUNB0012100110024016011- 23922617, 23974663
Khari BaoliGali Batashan, Khari Baoli , Delhi 110006PUNB0012200110024018011 - 23966203
Sadar BazarChawla Market, Sadar Bazar, Delhi 110006PUNB0012400110024030011 - 23674031
ShahdaraBhola Nath Nagar, Shahdara, Delhi 110032PUNB0012500110024031011-22304219, 22308296
Subzi MandiHarphool Singh Building, Subzi Mandi, Clock Tower, Delhi 110007PUNB0012600110024035011-23828316, 23822796
Asaf Ali RoadRadhey Shree Building, Ajmeri Gate, Delhi 110002PUNB0012700110024038011-23234059/2869

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%