About Punjab National Bank Personal Loan Noida
Don’t cancel your trip to Paris because of money as you can take a multi-purpose personal loan from Punjab National Bank in your city-Noida. The maximum loan amount you can get under this loan is higher and the interest rate is lower than most of the banks. Having said that, this personal loan is one of its kind so apply for it today at your nearest branch. Check interest rates, eligibility criteria and other details to apply online or offline.
Punjab National Bank Personal Loan Noida at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.40% - 16.95% |
| Loan amount | Up to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower |
| Tenure | Up to 5 years |
| Processing Fee | 1.80% of loan amount |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:
- The age of the applicant must be between 21-58 years (65 years for self-employed)
- The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
- Total work experience of 2 years is a must
- Minimum residence of 1 year at current residence is required
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:
- Loan application form with passport size photograph
- Identify proof with unique identification number in case of military/ paramilitary personnel
- Educational qualification proof
- Age proof
- Proof of official address and residential address
- Income proof
- Latest salary slip (IT returns for the last 3 financial years for self-employed)
Form 16, duly authenticated by the employer (latest bank statements for self-employed)
You can also read Personal Loan Noida
Punjab National Bank Branches in Noida
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Sector 27, Noida | Naya Bans, Sector 27, Noida, U.P 201301 | PUNB0272600 | 110024101 | 95120-2523246/42933 |
| Kasna | Kasna, Distt Gautam Budh Nagar, Noida, Up 201306 | PUNB0365900 | 110024231 | 120-2341234 |
| Noida, Sector - 18 | B - 20 - 21, Noida Sec.18, Gautam Budh Nagar, Noida, Delhi | PUNB0370200 | 110024172 | 95120-2516577, 4628 |
| Noida Sector 1 | Sector-1, Noida, U.P-201301 | PUNB0412700 | 110024218 | 0120-2545916 |
| Surajpur | Surajpur, Greater Noida, Distt Gautam Budha Nagar, U.P 201306 | PUNB0422700 | 110024230 | 0120-2351125 |
| Noida Greater, Alpha Sector | Alpha Sector, Greater Noida, Distt Gautam Budh Nagar, Noida UP-201306 | PUNB0447600 | 110024403 | 95120-2321901, 902 |
| Noida, Nepz Phase - II | Nepzf, Phase-II, Noida Gautam Budh Nagar UP 201305 | PUNB0457200 | 110024421 | 0120-2460677 |
| Omega Sector | Jyoti Hospital, Opposite Pari Chowk, Omega Sector, Greater Noida, UP 201308 | PUNB0460300 | 110024428 | 95120-32415 |
| Sector Gamma, Greater Noida | B - 6, Gamma Shopping Complex, Greater Noida, Uttar Pradesh | PUNB0460400 | 110024429 | 9668882512 |
| JSS Academy Sector - 62, Noida | J S S Academy Of Technical Education Sector - 62, Noida Up | PUNB0461300 | 110024444 | 95120-2401590 |
| Greater Noida, ICD Surajpur | ICD, Greater Noida U.P | PUNB0463500 | 110024443 | 0120-2351125 |
| Metro Hospital Sector - 12 Noida | Metro Hospital, Sector - 12, Noida U.P | PUNB0466000 | 110024445 | 0120-2547462 |
| Noida Bhangel | Dadri Road Bhangel Noida U P 201304 | PUNB0606400 | 110024484 | 9811805932 |
| LCB Noida, Sector 63 U.P | H - 1A 11 Sector 63 District Gautam Budh Nagar Noida U.P | PUNB0642000 | 110024509 | 9818139227 |
| Gautam Budh University | Gautam Budh University, District Gautam Budh Nagar U.P | PUNB0666000 | 110024512 | 9953297480 |