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Punjab & Sind Bank Home Loan in Hyderabad

Punjab & Sind Bank Home Loan in Hyderabad

Last Updated : April 11, 2017, 6:21 p.m.

About Punjab & Sind Bank Home Loan Hyderabad

Are you searching for the best home loan provider which give you ample of benefits? Consider Punjab & Sind Bank Home Loan Hyderabad which offers shelter to your housing dreams. With attractive interest rate, flexible EMI options and lower charges- get the optimum home loans which suit your home loan pursuits. Owing to these benefits, the customers prefer Punjab & Sind Bank Home Loan Hyderabad for accommodating their varied needs.

Punjab & Sind Bank Home Loan Hyderabad at a glance

Interest Rate11.15% - 12.75%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3 lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Home Loan:

(i) Individuals, Group of individuals, and individual members of housing societies are eligible under the scheme

(ii) Minimum age limit should be 18 years Maximum age limit should be subject to maximum age for repayment period

(iii) The following are the applicable categories in terms of availing guarantee towards home loan:

  • In case of Co-borrower: Third Party Guarantee may be waived.

  • In all other cases: guarantee of spouse or Major son may be obtained, if available

  • In cases, where sale deed/ lease deed/conveyance deed is to be registered after a considerable gap like in cases of Installment/construction linked plan e.g. Authority/ Society/ Builder’s flats/plots: Guarantee of earning spouse/ major son or suitable third party guarantee must be obtained.

Documents Required

The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

  • Income Proof-Latest Salary Slips & Form 16 for Salaried employees, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals and businessmen.

  • Bank Account Statement for the Last 6 Months.

  • Track record of existing loans, if any.

  • Details of property you look to buy & construct.

To know more details, visit Home Loan Hyderabad

Address of Punjab & Sind Bank Branches in Hyderabad

Branch NameComplete AddressIFSCMICRContact Number
HyderabadMetro Estate Abids, Hyderabad - 500001PSIB0000170500023002040-24754330/24758065
Secunderabad1 - 7 - 323, 1st Floor Near Chenoy Trade Centre Park Lane, Secunderabad - 500003PSIB00003195000230034027847479
Spl Lending Br HyderabadKkr Square Kavui Hills Ph I Jublee Hills Hyderabad Andhra Pradesh 500033PSIB0021361NON-MICR9963899570

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