Punjab & Sind Bank Home Loan in Noida
Last Updated : May 5, 2018, 4:18 p.m.
About Punjab & Sind Bank Home Loan Noida
Are you looking to purchase a ready made house/flat in Noida? Consider Punjab & Sind Bank Home Loan Noida for getting instant approval on your home loans. Check your eligibility now from the bank and prepare your documents checklist which are required to be submitted for quick approval of your home loan application. With easy documentation and low equated monthly options to avail with the bank help the borrowers plan for their repayment at ease.
Punjab & Sind Bank Home Loan Noida at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.15% - 12.75% |
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3 lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. |
| Tenure | Upto 5 years |
| Processing Fee | One-Time: 1.0% of the loan amount. |
| Pre-payment Charges | Minimum prepayment charges |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Home Loan:
(i) Individuals, Group of individuals, and individual members of housing societies are eligible under the scheme
(ii) Minimum age limit should be 18 years Maximum age limit should be subject to maximum age for repayment period
(iii) The following are the applicable categories in terms of availing guarantee towards home loan:
In case of Co-borrower: Third Party Guarantee may be waived.
In all other cases: guarantee of spouse or Major son may be obtained, if available
In cases, where sale deed/ lease deed/conveyance deed is to be registered after a considerable gap like in cases of Installment/construction linked plan e.g. Authority/ Society/ Builder’s flats/plots: Guarantee of earning spouse/ major son or suitable third party guarantee must be obtained.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
Income Proof-Latest Salary Slips & Form 16 for Salaried employees, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals and businessmen.
Bank Account Statement for the Last 6 Months.
Track record of existing loans, if any.
Details of property you look to buy & construct.
To know more details, visit Home Loan Noida
Address of Punjab & Sind Bank Branches in Noida
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| NTPC Noida | NTPC Sector - 24 Noida , G.B.Nagar - 201301 | PSIB0001029 | 110023059 | 0120-2410301/2596044 |
| Noida (Sector – 24) | A - 10/A F.D.D.I.Complex, Sector - 24, Noida Gautam Budh Nagar - 201301 | PSIB0000733 | 110023089 | 0120-2411337 |
| Chikamberpur | Chikamberpur, Yuvraj Complex, Delhi U.P. Border, Chikamberpur – 201006 | PSIB0000701 | 110023079 | 0120-2622950 |
| DPS Noida | Delhi Public School, Sector - 30, Noida, Distt. Gautam Budh Nagar | PSIB0000907 | 110023106 | 0120 2456441 |
| Greater Noida | Greater Noida, Kaison Tower, Ist Floor, Alpha - I, District Gautam Buddha Nagar, Uttar Pradesh | PSIB0020970 | NON-MICR | 0120 2523594 |
| Greater Noida | LG 8, Gns Plaza, Suraj Pur Kasna Main Road, Plot No. S7.1, Distt. Gautam Budh Nagar 201306, Up | PSIB0021309 | NON-MICR | 9312519433 |
| Sector-Sixty Three, Noida | Plot No C1A, Sector 63, Noida, Up 201307 | PSIB0021511 | NON-MICR | 9871124778 |
| Sector-Forty Nine, Noida | Plot No. B-80, Sector 49, Noida, Up 201301 | PSIB0021513 | NON-MICR | 9560521525 |
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