About Punjab & Sind Bank Personal Loan Bengaluru
Consider Punjab & Sind Bank Personal Loan from Bengaluru for fulfilment of your various types of needs like marriage, education needs of your children, business needs and travelling abroad etc. The repayment of such loans is easier as repayment gets done through Electronic Clearing Service (ECS), PDC and Auto Debit Facility. Moreover, the interest rates are affordable enough to satisfy the repayment capacity of various individuals.
Punjab & Sind Bank Personal Loan Bengaluru at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.10% |
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. |
| Tenure | Upto 5 years |
| Processing Fee | One-Time: 1.0% of the loan amount. |
| Pre-payment Charges | Minimum prepayment charges |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
- Salaried class employees and pensioners are eligible to apply for personal loan.
- The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
- The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
Documents Required
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
- Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
- Address Proof- Utility bill/Passport/Aadhar card/Voter ID
- Income Proof– Latest Salary Slip/ ITR/Form-16
- Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Bengaluru
Address of Punjab & Sind Bank Branches in Bengaluru
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| J.C.Road, Bangalore | 78/1, J. C. Road , Bangalore | PSIB0000162 | 560023003 | 2224827 |
| Chickpet, Bangalore | 678 - 679, S.B. Market, Chickpet Area, Bangalore | PSIB0000348 | NON-MICR | 2267476 |
| Bannerghatta Road, Bangalore | No 49, 8th Main N.G.Palya, Bangalore, Karnataka - 560 053 | PSIB0000923 | NON-MICR | 080 2224827 |
| Ulsoor | Bangalore Ulsoor - No 18, S.V Road, Near Lido Mall087 | PSIB0020991 | NON-MICR | 080 2267476 |
| Brookefield Bangalore | No. 113/1 B, Ground Floor, Itpl, Main Road, Brook Fields, Bangalore, Karnataka -560037 | PSIB0021067 | NON-MICR | 080- 28543707 |
| Spl Lending Br Bangaluru | 78by1, J.C. Rd. , Bengaluru, Karnataka 560002 | PSIB0021362 | NON-MICR | 9448904487 |
| Indira Nagar | No.1312, GF, Indira Nagar, Double Road, 2nd Stage, Bangalore, Karnataka-560038 | PSIB0021403 | NON-MICR | 9845626651 |