Punjab & Sind Bank Personal Loan in Bengaluru

About Punjab & Sind Bank Personal Loan Bengaluru

Consider Punjab & Sind Bank Personal Loan from Bengaluru for fulfilment of your various types of needs like marriage, education needs of your children, business needs and travelling abroad etc. The repayment of such loans is easier as repayment gets done through Electronic Clearing Service (ECS), PDC and Auto Debit Facility. Moreover, the interest rates are affordable enough to satisfy the repayment capacity of various individuals.

Punjab & Sind Bank Personal Loan Bengaluru at a glance

ParticularsDetails
Interest Rate12.65% - 13.90%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Bengaluru

Address of Punjab & Sind Bank Branches in Bengaluru

Branch NameComplete AddressIFSCMICRContact Number
J.C.Road, Bangalore78/1, J. C. Road , BangalorePSIB00001625600230032224827
Chickpet, Bangalore678 - 679, S.B. Market, Chickpet Area, Bangalore
PSIB0000348NON-MICR2267476
Bannerghatta Road, Bangalore No 49, 8th Main N.G.Palya, Bangalore, Karnataka - 560 053 PSIB0000923NON-MICR080 2224827
UlsoorBangalore Ulsoor - No 18, S.V Road, Near Lido Mall087PSIB0020991NON-MICR080 2267476
Brookefield BangaloreNo. 113/1 B, Ground Floor, Itpl, Main Road, Brook Fields, Bangalore, Karnataka -560037PSIB0021067NON-MICR080- 28543707
Spl Lending Br Bangaluru 78by1, J.C. Rd. , Bengaluru, Karnataka 560002PSIB0021362NON-MICR9448904487
Indira NagarNo.1312, GF, Indira Nagar, Double Road, 2nd Stage, Bangalore, Karnataka-560038 PSIB0021403NON-MICR9845626651

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