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About Punjab & Sind Bank Personal Loan Chandigarh
Personal loans are unsecured loans which customers apply to fulfill their personal requirements. Be it a wedding in the family, funding for higher education, travelling abroad or simply a vacation etc. The personal loans are disbursed as per the eligibility criteria of the borrower which depends on various factors like repayment capacity, age, income and the city where the loan gets disbursed.
Punjab & Sind Bank Personal Loan Chandigarh at a glance
|Loan Amount||For Salaried Class:|
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
|Tenure||Upto 5 years|
1.0% of the loan amount.
|Pre-payment Charges||Minimum prepayment charges|
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Chandigarh
Address of Punjab & Sind Bank Branches in Chandigarh
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Chandigarh Sector17 - C||Sector 17 - C Chandigarh||PSIB0000032||160023006||0172-702970/713698|
|Chandigarh Sector 34||S.C.O.371 - 373 Sector - 34a, Chandigarh - 160022||PSIB0000242||160023010||0172-790896/791441|
|Chandigarh Industrial Area||4 - 5 M.W.Market Industrial Area Phase - I Chandigarh - 160002||PSIB0000245||160023010||0172-650173|
|Chandigarh Sector 11||1101, Sector - 11c, Chandigarh||PSIB0000333||160023004||0172-746881/744862|
|Chandigarh Sector 26||S.C.O.62 Sector - 26, Chandigarh - 160019||PSIB0000372||160023004||0172-790896/791441|
|Chandigarh Sector - 47||S.C.O. 64 - 65 Sector - 47 Chandigarh - 160047||PSIB0000409||160023012||0172-630635|
|Chandigarh Sector 22 - B||Sector 22b Chandigarh||PSIB0000415||160023007||0172-705359/714036|
|Chandigarh Sector 17 - B||Sector 17 - B Chandigarh||PSIB0000600||160023005||0172-704082/707757|
|Chandigarh Sector 46||S.C.O. 76 Sector - 46 C Chandigarh - 160047||PSIB0000684||160023011||0172-609597|
|Industrial Finance Branch||Bank Square, Sector - 17b, Chandigarh - 160017||PSIB0000689||160023002||0172-715092, 700776|
|Mohali Phase 10 Chandigarh||Phase - 10, Mohali 160017||PSIB0000746||160023028||0172-214296|