About Punjab & Sind Bank Personal Loan Ghaziabad
Personal loan as the name itself speaks is one such loan which is provided by the bank to fulfill the diverse personal needs of individuals. Whether it is regarding funding for a wedding in the family or travelling aborad or celebrating a festival or for covering medical expenses or educational expenses or going out on a vacation, Punjab & Sind Bank Ghaziabad is here to sanction the loan amount directly in your bank account within hours.
Punjab & Sind Bank Personal Loan Ghaziabad at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.10% |
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. |
| Tenure | Upto 5 years |
| Processing Fee | One-Time: 1.0% of the loan amount. |
| Pre-payment Charges | Minimum prepayment charges |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
Documents Required
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Ghaziabad
Address of Punjab & Sind Bank Branches in Ghaziabad
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| Ghaziabad G.T. Road | 58, G.T Road Ghaziabad - 201009 | PSIB0000191 | 110023067 | 0120-2731237 |
| Sahibabad | A - 1, Site No.4, Industrial Area, Sahibabad, Ghaziabad - 201010 | PSIB0000364 | 110023062 | 0120-2895278 |
| Indirapuram | Indirapuram, Ghaziabad | PSIB0000883 | NON-MICR | 2710610 |
| Chander Nagar, Ghaziabad, Up | Dav Cent Pub. School, Chander Nagar, Dist. Ghaziabad, Up | PSIB0000906 | 110023100 | 0120 2614646 |
| Loni Border, Ghaziabad, Up | Lakshmi Gardens, Loni Border, Distt.Ghaziabad, Up | PSIB0000704 | 110023084 | 0120 2602093 |
| Ghaziabad S.D.College | S.D. College, G.T. Road, Ghaziabad - 201009 | PSIB0000749 | 110023086 | 0120-2731350 |
| Sahibabad Pratap Vihar | Santosh Medical College, Sahibabad, Ghaziabad, Uttar Pradesh | PSIB0000860 | 110023062 | 0120-2743975 |
| New Ghaziabad Up | 195 - B, Lohia Nagar New Ghaziabad - 201009 | PSIB0000538 | 110023066 | 0120 2710610 |
| Pasonda, Distt. Ghaziabad, Uttar Pradesh | G.T. Road, Pasonda, Distt. Ghaziabad, Uttar Pradesh - 251005 | PSIB0000083 | NON-MICR | 0120 2627612 |
| Sahibabad Krishi Upaj Mandi Samiti | Krishi Utpadan Mandi, Ind.Area, Sahibabad, Uttar Pradesh - 201010 | PSIB0000775 | 110023103 | 0120 2772581 |