Personal Loan Rates 2018186 views
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About Punjab & Sind Bank Personal Loan Lucknow
Are you looking for a standardized personal loan product which can solve all your varied needs? Consider Punjab & Sind Bank Personal Loan Lucknow which help you to transform your personal needs into reality. Give your needs a strong support and that can be availed from personal loans. The monthly installments which accommodate your pockets and that too comes with an affordable interest rate.
Punjab & Sind Bank Personal Loan Lucknow at a glance
|Interest Rate||12.80% - 14.05%|
|Loan Amount||For Salaried Class:|
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
|Tenure||Upto 5 years|
1.0% of the loan amount.
|Pre-payment Charges||Minimum prepayment charges|
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Lucknow
Address of Punjab & Sind Bank Branches in Lucknow
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Alam Bagh Lucknow||Alam Bagh , Lucknow – 226005||PSIB0000412||226023003||0522-2456688|
|Char Bagh, Lucknow||Char Bagh, Lucknow||PSIB0000916||NON-MICR||2228639|
|Gomati Nagar, Lucknow||Gomati Nagar, Lucknow||PSIB0000917||NON-MICR||2456688|
|Lda Colony Lucknow||St.Anns Day School Sector F L.D.A Colony, Kanpur Road Lucknow||PSIB0000776||226023008||0522-2431419|
|Hazrat Ganj, Lucknow||11 M.G.Road, Hazrat Ganj, Habibullah Estate, Lucknow, Uttar Pradesh - 226001||PSIB0000166||226023002||0522 2228639|
|Pioneer Montessori School, Vikas Nagar, Lucknow||Pioneer Montessory School, Vikas Nagar, Lucknow, Uttar Pradesh - 226004||PSIB0000778||226023007||0522-2769105|
|Raja Ji Puram, Lucknow||Sri. Dashmesh Guru Singh Sabha Rajaji, Puram, Lucknow, Uttar Pradesh - 226004||PSIB0000779||226023006||0522-2411250|
|Lucknow Pioner M. I. College, Rakabganj||Pioneer Montessori School, Indrani Nagar, Kundri Rakabganj, Lucknow, Uttar Pradesh - 226004||PSIB0000790||226023007||0522-2240175|
|Indira Nagar||14/1 Sagar Deep Building, Indira Nagar, Lucknow, Uttar Pradesh - 226016||PSIB0000802||226023005||0522-2711410|
|Jagatpur Distt Raebareli||Allahabad Road Jagatpur, Rai Bareilly, Uttar Pradesh-229402||PSIB0020959||NON-MICR||0522-2614260, 9451383204|