Punjab & Sind Bank Personal Loan in Lucknow

About Punjab & Sind Bank Personal Loan Lucknow

Are you looking for a standardized personal loan product which can solve all your varied needs? Consider Punjab & Sind Bank Personal Loan Lucknow which help you to transform your personal needs into reality. Give your needs a strong support and that can be availed from personal loans. The monthly installments which accommodate your pockets and that too comes with an affordable interest rate.

Punjab & Sind Bank Personal Loan Lucknow at a glance

ParticularsDetails
Interest Rate12.80% - 14.05%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Lucknow

Address of Punjab & Sind Bank Branches in Lucknow

Branch NameComplete AddressIFSCMICRContact Number
Alam Bagh LucknowAlam Bagh , Lucknow – 226005
PSIB00004122260230030522-2456688
Char Bagh, LucknowChar Bagh, LucknowPSIB0000916NON-MICR2228639
Gomati Nagar, LucknowGomati Nagar, LucknowPSIB0000917NON-MICR2456688
Lda Colony LucknowSt.Anns Day School Sector F L.D.A Colony, Kanpur Road LucknowPSIB00007762260230080522-2431419
Hazrat Ganj, Lucknow11 M.G.Road, Hazrat Ganj, Habibullah Estate, Lucknow, Uttar Pradesh - 226001PSIB00001662260230020522 2228639
Pioneer Montessori School, Vikas Nagar, LucknowPioneer Montessory School, Vikas Nagar, Lucknow, Uttar Pradesh - 226004 PSIB00007782260230070522-2769105
Raja Ji Puram, LucknowSri. Dashmesh Guru Singh Sabha Rajaji, Puram, Lucknow, Uttar Pradesh - 226004PSIB00007792260230060522-2411250
Lucknow Pioner M. I. College, RakabganjPioneer Montessori School, Indrani Nagar, Kundri Rakabganj, Lucknow, Uttar Pradesh - 226004PSIB00007902260230070522-2240175
Indira Nagar14/1 Sagar Deep Building, Indira Nagar, Lucknow, Uttar Pradesh - 226016 PSIB00008022260230050522-2711410
Jagatpur Distt RaebareliAllahabad Road Jagatpur, Rai Bareilly, Uttar Pradesh-229402PSIB0020959NON-MICR0522-2614260, 9451383204

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