Personal Loan Rates 2018179 views
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About Punjab & Sind Bank Personal Loan Mumbai
Individuals looking for finance to fulfill their personal or business purposes can opt for personal loans. This is a form of financial requirement that fulfill your family needs. Whether it is a marriage in a family, for higher education purposes, for a vacation, for medical treatment or for any unforeseen calamity. Punjab & Sind Bank Personal loan covers every individual need of yours and your family where loans are sanctioned for diverse requirements at affordable interest rates.
Punjab & Sind Bank Personal Loan Mumbai at a glance
|Interest Rate||12.80% - 14.05%|
|Loan Amount||For Salaried Class:|
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
|Tenure||Upto 5 years|
1.0% of the loan amount.
|Pre-payment Charges||Minimum prepayment charges|
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Mumbai
Address of Punjab & Sind Bank Branches in Mumbai
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Mumbai Opera House||78, Girgaum Road Opera House Mumbai - 400004||PSIB0000117||400023002||022-23690936|
|Mumbai Khar||315, Linking Road , Khar Mumbai - 400052||PSIB0000300||400023005||022-26043930|
|Mumbai||J.K.Somani Building, Fort, Mumbai - 400023/||PSIB0000385||400023009||022-22651737/22651039|
|Mumbai Juhu||Amrapali Buildingshopping Centre, Juhu, Mumbai - 400049||PSIB0000386||400023059||022-26149721/26126889|
|Mumbai Malabar Hills||24, Ridge Road Malabar Hill Mumbai||PSIB0000428||400023011||022-23693321|
|Mumbai Kalbadevi||Bhaganwadi Shopping Arcade, Kalbadevi Road Mumbai - 400002||PSIB0000431||400023003||022-22054566/22038923|
|Vashi||Plot - 14, Sector - 26a , Palm Beach Road, Vashi, Navi Mumbai||PSIB0000467||NON-MICR||24948154|
|Mumbai Masjid Bunder||137/139, Kazi Syeed Street Mumbai - 400003||PSIB0000474||400023007||022-23440060|
|Mumbai Andheri||101, Shaheed Bhagat Singh Road, Kurla Road Andheri(East) Mumbai - 400059||PSIB0000499||400023006||022-28321437|
|Mumbai Vikhroli||Fitwell House, L.B.S. Marg Vikhroli(West) Mumbai - 400083||PSIB0000523||400023012||022-25781741|