Punjab & Sind Bank Personal Loan in Mumbai

About Punjab & Sind Bank Personal Loan Mumbai

Individuals looking for finance to fulfill their personal or business purposes can opt for personal loans. This is a form of financial requirement that fulfill your family needs. Whether it is a marriage in a family, for higher education purposes, for a vacation, for medical treatment or for any unforeseen calamity. Punjab & Sind Bank Personal loan covers every individual need of yours and your family where loans are sanctioned for diverse requirements at affordable interest rates.

Punjab & Sind Bank Personal Loan Mumbai at a glance

ParticularsDetails
Interest Rate12.65% - 13.90%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Mumbai

Address of Punjab & Sind Bank Branches in Mumbai

Branch NameComplete AddressIFSCMICRContact Number
Mumbai Opera House 78, Girgaum Road Opera House Mumbai - 400004 PSIB0000117400023002022-23690936
Mumbai Khar 315, Linking Road , Khar Mumbai - 400052PSIB0000300400023005022-26043930
Mumbai J.K.Somani Building, Fort, Mumbai - 400023/ PSIB0000385400023009022-22651737/22651039
Mumbai Juhu Amrapali Buildingshopping Centre, Juhu, Mumbai - 400049PSIB0000386400023059022-26149721/26126889
Mumbai Malabar Hills24, Ridge Road Malabar Hill Mumbai PSIB0000428400023011022-23693321
Mumbai KalbadeviBhaganwadi Shopping Arcade, Kalbadevi Road Mumbai - 400002PSIB0000431400023003022-22054566/22038923
VashiPlot - 14, Sector - 26a , Palm Beach Road, Vashi, Navi MumbaiPSIB0000467NON-MICR24948154
Mumbai Masjid Bunder137/139, Kazi Syeed Street Mumbai - 400003 PSIB0000474400023007022-23440060
Mumbai Andheri 101, Shaheed Bhagat Singh Road, Kurla Road Andheri(East) Mumbai - 400059 PSIB0000499400023006022-28321437
Mumbai VikhroliFitwell House, L.B.S. Marg Vikhroli(West) Mumbai - 400083PSIB0000523400023012022-25781741

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