Punjab & Sind Bank Personal Loan New Delhi - Rates February 2024, IFSC, Eligibility, EMI

Punjab & Sind Bank Personal Loan in New Delhi

About Punjab & Sind Bank Personal Loan New Delhi

Punjab & Sind Bank Personal Loan is a customer focussed loan where the borrowers apply it for their various personal needs. Be it is to finance for higher education, for marriage, for travelling abroad, for vacation, for medical emergencies and much more. The repayment of tenure is upto 5 years where the borrowers can subsequently plan their monthly installments towards their personal loan.

Punjab & Sind Bank Personal Loan New Delhi at a glance

Interest Rate11.15% - 12.75%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan New Delhi

Address of Punjab & Sind Bank Branches in New Delhi

Branch NameComplete AddressIFSCMICRContact Number
S D Public School Moti Nagar, DelhiS D Public School, Moti Nagar, New Delhi - 110015PSIB0000880110023104011-25915411
SGTB Khalsa College, Delhi UniversitySGTB Khalsa College, Delhi University, North Campus, New Delhi - 110007PSIB0000895110023055011 27667763
Mata Gujri School, G K - I, New DelhiGurudwara Sri Guru Singh Sabha, C - Block Greater Kailash - I, New Delhi - 110048PSIB0000904110023102011-29237047
Guru Harkishan Nagar, DelhiS.S.Mota Singh School, Guru Harkishan Nagar, New Delhi - 110087 PSIB0000845110023072011-25224437
Jwala Heri DelhiJwala Heri Paschim Vihar Delhi - 110063 PSIB0020929110023119011-25283546
Delhi Chandni ChowkFountain Chandni Chowk Delhi – 110006
H - Block, New DelhiH - Block, Connaught Circus New Delhi PSIB0000013110023005011-27472921/23320703
Paharganj5/1, D.B. Gupta Road, Pahar Ganj New Delhi
Tilak Nagar43 - 44, New Market, Tilak Nagar, New Delhi – 110018
Kailash ColonyHS - 18, Kailash Colony Market New Delhi - 110048 PSIB0000044110023012011-26468649/264322043

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%