About Punjab & Sind Bank Personal Loan New Delhi
Punjab & Sind Bank Personal Loan is a customer focussed loan where the borrowers apply it for their various personal needs. Be it is to finance for higher education, for marriage, for travelling abroad, for vacation, for medical emergencies and much more. The repayment of tenure is upto 5 years where the borrowers can subsequently plan their monthly installments towards their personal loan.
Punjab & Sind Bank Personal Loan New Delhi at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 11.10% |
| Loan Amount | For Salaried Class: Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less For Pensioner: (a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less. b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less. |
| Tenure | Upto 5 years |
| Processing Fee | One-Time: 1.0% of the loan amount. |
| Pre-payment Charges | Minimum prepayment charges |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
Documents Required
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan New Delhi
Address of Punjab & Sind Bank Branches in New Delhi
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| S D Public School Moti Nagar, Delhi | S D Public School, Moti Nagar, New Delhi - 110015 | PSIB0000880 | 110023104 | 011-25915411 |
| SGTB Khalsa College, Delhi University | SGTB Khalsa College, Delhi University, North Campus, New Delhi - 110007 | PSIB0000895 | 110023055 | 011 27667763 |
| Mata Gujri School, G K - I, New Delhi | Gurudwara Sri Guru Singh Sabha, C - Block Greater Kailash - I, New Delhi - 110048 | PSIB0000904 | 110023102 | 011-29237047 |
| Guru Harkishan Nagar, Delhi | S.S.Mota Singh School, Guru Harkishan Nagar, New Delhi - 110087 | PSIB0000845 | 110023072 | 011-25224437 |
| Jwala Heri Delhi | Jwala Heri Paschim Vihar Delhi - 110063 | PSIB0020929 | 110023119 | 011-25283546 |
| Delhi Chandni Chowk | Fountain Chandni Chowk Delhi – 110006 | PSIB0000007 | 110023016 | 011-23862751/23860470 |
| H - Block, New Delhi | H - Block, Connaught Circus New Delhi | PSIB0000013 | 110023005 | 011-27472921/23320703 |
| Paharganj | 5/1, D.B. Gupta Road, Pahar Ganj New Delhi | PSIB0000019 | 110023011 | 011-23617738/23616447 |
| Tilak Nagar | 43 - 44, New Market, Tilak Nagar, New Delhi – 110018 | PSIB0000038 | 110023037 | 011-25190097 |
| Kailash Colony | HS - 18, Kailash Colony Market New Delhi - 110048 | PSIB0000044 | 110023012 | 011-26468649/264322043 |