RBL Bank Home Loan in Bengaluru

Last Updated : Feb. 27, 2020, 12:03 p.m.
About RBL Bank Home Loan Bengaluru
Planning to buy a home in Bengaluru, check the home loan interest rates at RBL bank and apply now for it. The rates offered by the bank are one of the lowest interest rates on home loans and there is easy documentation involved in the process. As a result, you can get this loan without any hassle and get instant approval for your loan as well. To apply at your nearest Bengaluru (Bangalore) branch, have a look at the documentation needed to apply for a home loan at RBL Bank.
RBL Bank Home Loan in Bengaluru at a Glance
Particulars | Details |
---|---|
Interest Rate | 9.10% - 11.55% |
Loan amount | ₹10 Crores |
Tenure | Up to 25 years |
Processing Fee | 0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Bengaluru is as follows:
- Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
- Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
- Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.
Documents Required
The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:
- PAN Card – For Individual / Partnership Firm/Company
- Identity Proof – (Voter ID / Driving License/Passport)
- Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
- Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Income Proof
- Bank statements
For more information, read Home Loan Bengaluru
Address of RBL Bank Branches in Bengaluru
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Bangalore | 197, 6th Cross, Gandhinagar, Bangalore 560009 | RATN0000057 | 560176002 | 080-22281060 |
Koramangala Bangalore | No. 631, 3rd Cross, 3rd Block, 100 Feet Road, Koramangala Bangalore - 560 034 | RATN0000091 | 560176003 | 080 22267150 |
Ramnagara | The Ratnakar Bank Ltd, Katha No 169 / 1789 /1736 / & 170 / 1781 / 1737 North Layout 1St Stage, B M Road Ramanagaram - 571511 | RATN0000110 | 571176552 | 9900576962 |
Dodballarpur | The Ratnakar Bank Ltd, Khata No 1762 / 66, Ward No 4, D Cross Main Road, DOD Ballarpur, Karnataka - 561203 | RATN0000101 | 560176004 | 9900576962 |
Bangalore-Prestige Towers | The Ratnakar Bank Ltd, G-13, G-14, G-15 & G-17 Prestige Towers, 99 & 100 Residency Road, Bangalore 560025 | RATN0000156 | 560176005 | 9833666862 |
J P Nagar - Bangalore | Rbl Bank Ltd., N 15 24th Main, J P Nagar, 1st Phase, Bangalore - 560078. | RATN0000195 | 560176006 | 1800123804 |
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