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RBL Bank Home Loan in Bengaluru

RBL Bank Home Loan in Bengaluru

Last Updated : Feb. 27, 2020, 12:03 p.m.

About RBL Bank Home Loan Bengaluru

Planning to buy a home in Bengaluru, check the home loan interest rates at RBL bank and apply now for it. The rates offered by the bank are one of the lowest interest rates on home loans and there is easy documentation involved in the process. As a result, you can get this loan without any hassle and get instant approval for your loan as well. To apply at your nearest Bengaluru (Bangalore) branch, have a look at the documentation needed to apply for a home loan at RBL Bank.

RBL Bank Home Loan in Bengaluru at a Glance

Interest Rate9.10% - 11.55%
Loan amount₹10 Crores
TenureUp to 25 years
Processing Fee0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal

Eligibility Criteria

The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Bengaluru is as follows:

  • Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
  • Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
  • Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.

Documents Required

The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:

  • PAN Card – For Individual / Partnership Firm/Company
  • Identity Proof – (Voter ID / Driving License/Passport)
  • Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
  • Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Income Proof
  • Bank statements

For more information, read Home Loan Bengaluru

Address of RBL Bank Branches in Bengaluru

Branch NameComplete AddressIFSCMICRContact Number
Bangalore197, 6th Cross, Gandhinagar, Bangalore 560009RATN0000057560176002080-22281060
Koramangala BangaloreNo. 631, 3rd Cross, 3rd Block, 100 Feet Road, Koramangala Bangalore - 560 034RATN0000091560176003080 22267150
RamnagaraThe Ratnakar Bank Ltd, Katha No 169 / 1789 /1736 / & 170 / 1781 / 1737 North Layout 1St Stage, B M Road Ramanagaram - 571511RATN00001105711765529900576962
DodballarpurThe Ratnakar Bank Ltd, Khata No 1762 / 66, Ward No 4, D Cross Main Road, DOD Ballarpur, Karnataka - 561203RATN00001015601760049900576962
Bangalore-Prestige TowersThe Ratnakar Bank Ltd, G-13, G-14, G-15 & G-17 Prestige Towers, 99 & 100 Residency Road, Bangalore 560025RATN00001565601760059833666862
J P Nagar - BangaloreRbl Bank Ltd., N 15 24th Main, J P Nagar, 1st Phase, Bangalore - 560078.RATN00001955601760061800123804

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