RBL Bank Home Loan in Kolkata
Last Updated : May 5, 2018, 4:33 p.m.
About RBL Bank Home Loan Kolkata
If you have been looking for a home loan in Kolkata and have not yet found the combination of a low EMI option with a higher loan amount facility, have a look at the home loan scheme of RBL Bank. The home loan interest rates offered by RBL Bank are one of the lowest interest rates in India and hence one of the most demanding home loans as well. So, check eligibility now and documents checklist to apply for a home loan at your nearest bank branch.
RBL Bank Home Loan in Kolkata at a Glance
Particulars | Details |
---|---|
Interest Rate | 9.10% - 11.55% |
Loan amount | ₹10 Crores |
Tenure | Up to 25 years |
Processing Fee | 0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Kolkata is as follows:
- Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
- Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
- Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.
Documents Checklist
The list of documents that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:
- PAN Card – For Individual / Partnership Firm/Company
- Identity Proof – (Voter ID / Driving License/Passport)
- Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
- Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Income Proof
- Bank statements
For more information, read Home Loan Kolkata
Address of RBL Bank Branches in Kolkata
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Kolkata-Thapar House | The Ratnakar Bank Ltd, First Floor, Thapar House, 25 Barbourne Road, Kolkata-700001 | RATN0000161 | 700176002 | 9833666862 |
Jl Nehru Road Kolkata | The Ratnakar Bank Ltd, Ground Floor, Horizon Building, 57 Jawahar Lal Nehru Road, Kolkata 700 071 | RATN0000167 | NON-MICR | 224302060 |
Gariahat - Kolkata | RBL Bank Ltd., 9/3A, Gariahat Road, Ground Floor, Kolkata - 700019 | RATN0000196 | RATN0000196 | 61156300 |
Kalakar Street - Kolkata | RBL Bank Ltd., 19, Basak Street, (Kalakar Street), Kolkata - 700007 | RATN0000197 | 700176005 | 61156300 |
Home Loan Calculator by Top Banks
- SBI Home Loan EMI Calculator
- HDFC Bank Home Loan EMI Calculator
- Tata Capital Home Loan EMI Calculator
- LIC Home Loan EMI Calculator
- PNB Housing Finance Home Loan EMI Calculator
- ICICI Home Loan EMI Calculator
- Bank of Baroda Home Loan EMI Calculator
- Axis Bank Home Loan EMI Calculator
- Indiabulls Home Loan EMI Calculator
- Reliance Home Loan EMI Calculator
Home Loan Details
Best Offers For You!
Home Loan by Top Banks
Home Loan Rates by Top Banks
- SBI Home Loan Interest Rates
- HDFC Bank Home Loan Interest Rates
- Tata Capital Home loan Interest Rates
- LIC Home Loan Interest Rates
- PNB Housing Finance Home Loan Interest Rates
- ICICI Home Loan Interest Rates
- Bank of Baroda Home Loan Interest Rates
- Axis Bank home loan interest rates
- Indiabulls Home Loan Interest Rates
- Reliance Home Loan Interest Rates