RBL Bank Home Loan in Pune

Last Updated : May 5, 2018, 4:33 p.m.
About RBL Bank Home Loan Pune
Looking for home loans? You can now apply for a home loan at your nearest RBL Bank available at one of the lowest interest rates in the market today. The bank continues to be one of the first choices of home loan borrowers in Pune due to the facility of a higher loan amount and easy documentation involved in the process. The documents checklist and eligibility criteria for a home loan are described below along with the other loan details. So, have a look at the details and apply now for a home loan at your nearest RBL Bank branch.
RBL Bank Home Loan in Pune at a Glance
Particulars | Details |
---|---|
Interest Rate | 9.10% - 11.55% |
Loan amount | ₹10 Crores |
Tenure | Up to 25 years |
Processing Fee | 0 to upto ₹25 lac - ₹5000/- ₹25 - upto ₹75 Lac - ₹10000/- ₹75 Lac and above - ₹15000/- (fixed amount) In all cases given above, Non-refundable fee of ₹5000/- Upfront. Rest at the time of disbursal |
Eligibility Criteria
The eligibility criteria to apply for a home loan or housing loan at RBL Bank in Pune is as follows:
- Minimum net income of ₹ 1,20,000 per annum (₹1,50,000 for self-employed)
- Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or superannuation whichever is early (65 for self-employed).
- Work Experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required.
Documents Required
The documents checklist that an applicant must have at the time of applying for a home loan at RBL Bank is as follows:
- PAN Card – For Individual / Partnership Firm/Company
- Identity Proof – (Voter ID / Driving License/Passport)
- Address Proof – (Voter ID/Driving License/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or Sale Agreement/Bank Statement)
- Business Continuity Proof – Any 5 documents (Bank Statement/Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Income Proof
- Bank statements
For more information, read Home Loan Pune
Address of RBL Bank Branches in Pune
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Nanapeth - Pune | 136, Pokarna Building, Nanapeth, Pune 411002 | RATN0000031 | 411176002 | 020-26356603 |
Marketyard Pune | Plot No.395, Gultekdi, Market Yard, Pune | RATN0000050 | 411176003 | 020-24270413 |
Chinchwad - Pune | Hotel Prince Bldg., B’Bay Pune Road, Near Mehta Hospital, Chinchwad Pune | RATN0000052 | 411176004 | 020-27470823 |
Baramati | Shantilal Shah (Pandarkar) Bldg, Mahaveer Peth, Baramati 413102 | RATN0000059 | 413176101 | 02112-224797 |
Kalyaninagar - Pune | Shop No.126 & 127, Victoria - I, Fortaleza, Central Avenue Road, Kalyaninagar, Pune - 411006 | RATN0000076 | 411176005 | 020-26608797 |
Sinhgad Road Pune | The Ratnakar Bank Ltd. Shop.No. 1 And 2 C Wing, Mohite Paradise, Sinhgad Road Pune. - 411 050 | RATN0000085 | 411176007 | 020-24351074/24351078 |
Baner | The Ratnakar Bank Ltd. C Wing, Anmol Pride Survey No. 270, Baner Pune. - 411045 | RATN0000086 | 411176006 | 020-27290108/27290801 |
Chakan | Ground Floor Shop No. 5 & 6, Gate No. 461, Tukaram Market, Mega Centre, Pune - Nashik Road, Medankarwadi Chakan Pune - 410 501 | RATN0000092 | 411176008 | 020 26356660 |
Pune-Camp | The Ratnakar Bank Ltd, 11 Moledina Road, Near Naaz Bakery, East Street Facing, Pune-411001 | RATN0000157 | 411176009 | 9833666862 |
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