RBL Bank Personal Loan Agra - Eligibility, Rates February 2024, EMI, IFSC

RBL Bank Personal Loan in Agra

About RBL Bank Personal Loan Agra

Personal loans offered by RBL Bank are one of its kind as the interest rates are one of the lowest interest rates in the market with easy documentation. Having said that, the processing fees, loan amount, and the tenure are up to the loan borrower’s expectations. So, if you have any personal need like you have travel plan or want to go abroad for higher studies, you can take apply now for this loan at your nearest Agra branch. But, first check eligibility now and the documentation needed to apply for this loan.

RBL Bank Personal Loan in Agra at a Glance

Interest Rate14.00% - 23.00%
Loan amountUp to ₹20 lakhs
TenureUp to 5 years
Processing Fee3% of Loan amount Charges for late payment of EMI 2% additional interest per month on overdue EMI

Eligibility Criteria

The eligibility criteria to apply for a personal loan at RBL Bank in Agra is as follows:

  • Minimum net monthly income of ₹25,000 per month
  • Minimum age at loan sanction – 25 years. Maximum age at loan maturity – lower of 60 years or retirement age.
  • Work Experience of minimum 1 year at current employment and 3 years of total employment experience.

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at RBL Bank is as follows:

  • PAN Card – For Individual
  • Identity Proof – Any one (Voter ID / Driving License / Passport)
  • Address Proof – Any one (Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Relationship Proof (if required)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Latest 6 months Salary credit Bank Statements
  • Income Proof
  • Bank statements

For more information, read Personal Loan Agra

Address of RBL Bank Branches in Agra

Branch NameComplete AddressIFSCMICRContact Number
Agra The Ratnakar Bank Ltd., Ground Floor, Block No. 41, 4 Sanjay Place, Shop No. 5, 6, 7, 8 & Basement floorRATN0000174NON-MICR43020600

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%