About RBL Bank Personal Loan Agra
Personal loans offered by RBL Bank are one of its kind as the interest rates are one of the lowest interest rates in the market with easy documentation. Having said that, the processing fees, loan amount, and the tenure are up to the loan borrower’s expectations. So, if you have any personal need like you have travel plan or want to go abroad for higher studies, you can take apply now for this loan at your nearest Agra branch. But, first check eligibility now and the documentation needed to apply for this loan.
RBL Bank Personal Loan in Agra at a Glance
Particulars | Details |
---|---|
Interest Rate | 14.00% - 23.00% |
Loan amount | Up to ₹20 lakhs |
Tenure | Up to 5 years |
Processing Fee | 3% of Loan amount Charges for late payment of EMI 2% additional interest per month on overdue EMI |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at RBL Bank in Agra is as follows:
- Minimum net monthly income of ₹25,000 per month
- Minimum age at loan sanction – 25 years. Maximum age at loan maturity – lower of 60 years or retirement age.
- Work Experience of minimum 1 year at current employment and 3 years of total employment experience.
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at RBL Bank is as follows:
- PAN Card – For Individual
- Identity Proof – Any one (Voter ID / Driving License / Passport)
- Address Proof – Any one (Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
- Relationship Proof (if required)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Latest 6 months Salary credit Bank Statements
- Income Proof
- Bank statements
For more information, read Personal Loan Agra
Address of RBL Bank Branches in Agra
Branch Name | Complete Address | IFSC | MICR | Contact Number |
---|---|---|---|---|
Agra | The Ratnakar Bank Ltd., Ground Floor, Block No. 41, 4 Sanjay Place, Shop No. 5, 6, 7, 8 & Basement floor | RATN0000174 | NON-MICR | 43020600 |