SBI Home Loan in Bhubaneswar

Last Updated : Feb. 27, 2020, 3:11 p.m.

About SBI Home Loan in Bhubaneswar

SBI is the leading public sector bank in India and is one of the most trustworthy banks as well. From loans to investment products, the bank has designed all its products by keeping in mind the affordability and financial needs of the customers. Having said that, the home loan is one of the best products offered by State Bank of India (SBI). Talking the interest rate offered on housing loans by SBI is one of the lowest interest rates on home loans. So, apply now for this loan and enjoy paying low EMI. You can also use an EMI calculator to calculate your housing loan EMI with the help of the interest calculator. Below is the documents checklist, home loan interest rate, SBI Bhubaneswar branch details and the eligibility criteria.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Bhubaneswar

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Bhubaneswar are mentioned in the table below:

SBI Home Loan Bhubaneswar at a Glance

SBI Home Loan Eligibility Criteria

The eligibility criteria to apply for a home loan at State Bank of India is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

Documents Checklist for SBI Home Loan

The documents required to apply for a home loan at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Bhubaneswar