SBI Home Loan in Ghaziabad

Last Updated : Feb. 27, 2020, 3:12 p.m.

About SBI Home Loan in Ghaziabad

The home loan offered by SBI gives you the option to pay low EMI as the interest rates are one of the lowest interest rates on home loans . Recently, SBI has merged with its five associate banks which is a big achievement of SBI in the banking industry and also for its customers. Talking about the demand, SBI is the most demanding bank it any banking related product. Home loans from SBI one of the most demanding loans as they come with the conglomeration of a low-interest rate and easy EMI option. You can check your home loan EMI in advance with an EMI calculator also to adjust the tenure as per your EMI affordability.

SBI has been a people’s choice bank in all over India and Ghaziabad is one of these places. You get the loan without any hassle as there is easy documentation in the loan process. So, have a look at the home loan interest rate, Ghaziabad branch details, documents checklist and check eligibility now to apply at SBI.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Ghaziabad

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Ghaziabad are mentioned in the table below:

SBI Home Loan Ghaziabad at a Glance

SBI Home Loan Eligibility

The eligibility criteria to apply for a home loan at State Bank of India is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

SBI Home Loan Documents

The documentation needed to apply for a home loan and get instant approval at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Ghaziabad