SBI Home Loan in Jammu

Last Updated : Feb. 27, 2020, 3:13 p.m.

About SBI Home Loan in Jammu

SBI has merged with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP) on 1st April 2017. You must be aware of the demand of SBI Home Loans as the interest rates offered by them are one of the lowest interest rates. Having said that, presently SBI is offering the lowest interest rates on home loans with No processing fees. So, if you also want to settle down in Jammu, apply now for SBI Home Loan . Below are Jammu branch details, eligibility criteria, documents checklist and home loan interest rates of the bank.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Jammu

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Jammu are mentioned in the table below:

SBI Home Loan Jammu at a Glance

SBI Home Loan Eligibility

The eligibility criteria for State Bank of India (SBI) home loan is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

SBI Home Loan Documents

The documents checklist for a home loan and get instant approval at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Jammu