SBI Home Loan in Lucknow

Last Updated : Feb. 27, 2020, 3:14 p.m.

About SBI Home Loan in Lucknow

One of the most demanding loans offered by SBI is a home loan. Since the home loan interest rates are the lowest interest rates and can be availed with easy documentation which further gives you an option to get instant approval. You may also note that SBI has recently announced waiver on processing fees on home loans . If you are planning to build your dream home in Lucknow, you should check details of the housing loan scheme offered by SBI and trust us you won’t regret! Have a look at the branch details, check eligibility and apply at the nearest Lucknow branch of SBI.

Apply SBI Home Loan @ 9.15%* Rate

Address of SBI Branches in Lucknow

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Lucknow are mentioned in the table below:

SBI Home Loan Lucknow at a Glance

SBI Home Loan Eligibility

The eligibility criteria for State Bank of India (SBI) home loan is as follows:

• Minimum age of the applicant should be 18 years
• Maximum age of the applicant should be 70 years at the time of repayment

SBI Home Loan Documents

The documents checklist for a home loan and get instant approval at SBI is as follows:

For Applicants:

• Completed loan application
• 3 Passport size photographs
• Proof of identity (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
• Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/
• Property tax receipt/ Passport/ Voters ID card)
• Proof of business address for non-salaried individuals
• Statement of Bank Account/ Pass Book for last six months
• Signature identification from present bankers
• Personal Assets and Liabilities statement

For Guarantor:

• Personal Assets and Liabilities Statement
• 2 passport size photographs
• Proof of identification as above
• Proof of residence as above
• Proof of business address as above
• Signature identification from his/her present bankers

Additional Documents for Salaried:

• Original Salary Certificate from employer
• TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt.

Additional Documents for Professionals/ Self- Employed/ Other IT assesses:

• Acknowledged copies of three years I.T. returns/ Assessment Orders
• Photocopies of challans evidencing payment of Advance Income Tax

For more information, read Home Loan Lucknow