SBI Personal Loan Jammu - IFSC, Rates February 2024, Eligibility, EMI

SBI Personal Loan in Jammu

About SBI Personal Loan in Jammu

SBI has merged with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP) on 1st April 2017.

SBI personal loans are one of the best personal loans in India as the interest rates on this loan are one of the lowest interest rates. In addition to this, there is easy documentation involved in the process which makes it convenient along with being pocket-friendly. To enjoy this multi-purpose loan in Jammu, apply now at nearest SBI branch. Below are the branch contact details, eligibility criteria, interest rates on personal loans, etc.

SBI Personal Loan Jammu at a Glance

Interest Rate11.00% - 14.00%
Loan amountMinimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas
Maximum - ₹15,00,000
TenureUp to 5 years
Processing Fee1% - 3% of the loan amount + GST

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Jammu is as follows:

  • Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners

Documents Checklist

The documentation needed to apply for a personal loan at SBI is as follows:

  • Latest Photograph
  • Photo Identity of the applicant & the guarantor
  • Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

You may also read Personal Loan Jammu

Address of SBI Branches in Jammu

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Jammu are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Hari Market

Hari Market, Near Bus Stand, Jammu, J And KSBIN0000657180002001 0191-2574086

Purani Mandi

Old Hospital Road JDA Complex Jammu Tawi, Jammu And Kashmir 180001SBIN00012911800020020191-2545516
Kachi Chawni Jammu

Jammu J&K Dist Jammu, Jammu Kashmir 180 001 180001SBIN00023741800020030191-2541001
Railway Station, Jammu

Jammu, Trikuta Nagar, Jammu, Jammu And Kashmir , Pin - 180003SBIN00068941800020060191-2473468
Rehari Colony, Jammu

Rehari Colony, Jammu Kashmir Pin - 190005SBIN00091241800020070191-2586211, 2579323
Karan Nagar, Jammu

Jammu Tawai , Jammu And Kashmir , Pin - 180001SBIN00079701800020080191-2573078, 2544184
Mohalla Janipur, Jammu

Jammu Tawi Mohalla Janipur, Jammu, Jammu And Kashmir , Pin - 1800007
SBIN00079741800020092533019 2530053
Talab Tiloo, Jammu

Canal Road, Dist Jammu, Jammu And Kashmir , Pin - 180016SBIN00053361800020100191-2554913
Sainik Colony Jammu

Sector B, Sainik Colony, Jammu Pin - 180011SBIN00043391800020180191-2466054, 0191-2466004
Ban Talab
Ban Talab Jammu 180001SBIN00103471800020200191-2592644

Yard No 06, Shop No 338339 , Transport Nagar, Narwal, Jammu 180006SBIN00104611800020239419430872
Miran Sahib

Opposite Army Gate, Miran Sahib, Tehsil RS Pura, Dist Jammu 181101SBIN00118901800020309419200967

Z.O., Rail Head Complex, Kargil Shaheed Marg, JammuSBIN00050281800020310191-2474812
Shakti Nagar

Jammu, Main Chowk, Shakti Nagar, Dist: Jammu - 180001SBIN00118561800020260191-2636420
SME Jammu

Administrative Office Building, 2nd Floor, Rail Head Complex, Jammu And Kashmir, Dist: Jammu - 180012SBIN0014501NON-MICR9419046869 /2478110
Trikuta Nagar

Trikuta Nagar, House No 86 Sector 1 Trikuta Nagar, H.P.O Gandhi Nagar, Dist: Jammu-180012SBIN0014641NON-MICR9419233336/ 9419142071
New Plot Jammu

120 Sarwal Colony, Dist; Jammu, Jammu And Kashmir-180007SBIN0014642NON-MICR9419185488

Gangyal Main Bazar, Jammu-180003SBIN0014643NON-MICR9419126990
RBO- II Jammu

Rail Head Complex, Jammu, Jammu And Kashmir - 180012SBIN0014852NON-MICR9419046169

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%