SBI Personal Loan Lucknow - Rates February 2024, Eligibility, EMI, IFSC

SBI Personal Loan in Lucknow

About SBI Personal Loan in Lucknow

State Bank of India (SBI) has more than 200 years of experience in the banking industry which is one of the many powers that the bank holds. The recent merger of SBI with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP) would surely add-on to its grip in the banking industry and also to its customers.

SBI has always been the most trustworthy banks in banks in India as each of the products are cost-effective as well as easy to get if you match the eligibility criteria. Having said that, personal loans can be taken with easy documentation and at one of the lowest interest rates. This loan is a multi-purpose loan and can be availed under two categories: SBI Xpress Credit Personal Loan and SBI Pension Loan.

To apply for any of the above-mentioned schemes in the city of Nawab-Lucknow, have a look at SBI Lucknow branch details and other related information to get instant approval for your loan.

SBI Personal Loan Lucknow at a Glance

Interest Rate11.00% - 14.00%
Loan amountMinimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas
Maximum - ₹15,00,000
TenureUp to 5 years
Processing Fee1% - 3% of the loan amount + GST

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Lucknow is as follows:

  • Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners

Documents Required

The documents checklist you must keep to apply for a personal loan at SBI is as follows:

  • Latest Photograph
  • Photo Identity of the applicant & the guarantor
  • Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

You may also read Personal Loan Lucknow

Address of SBI Branches in Lucknow

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Lucknow are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number

Shop No. B - 3 - 4 - 5, Galaxy Building, C. P. 64 , Tahsinganj , Hardoi Road, Lucknow, - 226003SBIN00130782260020699415752970
Aminabad, Lucknow

22, Dr. B.N. Verma Road, Kutchery Rd., Ahalika Complex, Aminabad, Lucknow - 226001SBIN00302832260050020522-2611209, 2618815
Babuganj, Lucknow

N 498/143k, Near I.T. College Crossing, Faizabad Road, Lucknow - 226007SBIN00303502260050030522-2740558
R.D.S.O. Lucknow

Research Design And Standard Organisation, Manak Nagar, Dist: Lucknow - 226011SBIN0013427NON-MICR9452191365
Service Branch

9 Shahnajaf Road Hazratganj Distt Lucknow Uttar Pradesh 226001SBIN00092532260020010522-2207305, 6525459
Lucknow Main Br.

Moti Mahal Marg, Hazaratganj, LucknowSBIN00001252260020020522/ 2230114/ 2234136
Ssi Aish Bagh

Mill Road Lucknow, 226 005 226005SBIN00025042260020040522-2242625

Shringar Nagar Lucknow, 226 005 226005SBIN00032222260020050522-2464520

Aminabad, Dist Lucknow Uttar Pradesh 226001SBIN00015262260020061800 425 3800
Ashok Marg

15, Ashok Marg, Lucknow, U.PSBIN00033472260020071800 425 3800
Behta Saboli, Lucknow

No. B - 15, Sector - L Aliganj, Kursi Road, Near Vishnupuri Chauraha, Lucknow, Pin - 226022SBIN00083512260020080522-2327406
Chander Nagar

P.O. Alambagh Lucknow U.P., Pin - 226005SBIN00060562260020110522-2456099

Ganeshganj, Lucknow, Uttar Pradesh, Pin - 226001SBIN00018982260020150522-2682460
Gomati Nagar, Lucknow

2 103, Chandra Bhawan , Vijaykhand Lucknow Pin - 226010SBIN00099162260020170522-2392009 2301743
High Court Lucknow

High Court Campus, Kaiser Bagh, Lucknow, U.P., Pin - 226001SBIN00062192260020180522-2611113
Hussain Ganj

16, Vidhan Sabha Marg, Lucknow, Uttar Pradesh, Pin - 226001SBIN00038142260020190522-2652052
Indira Nagar, Lucknow

A - 6, Faizabad Road , Lucknow, Uttar Pradesh , Pin - 226001SBIN00056792260020200522-2349665
Ismailganj, Lucknow

Faizabad Road, P.O. Chinhat Lucknow, U.P., Pin - 227105SBIN00060582260020210522-2701773
Jail Road

Bangla Bazar Opp. Asiana Colony Lucknow Pin - 226012SBIN00090192260020220522-2422494

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%