About SBI Personal Loan in Lucknow
State Bank of India (SBI) has more than 200 years of experience in the banking industry which is one of the many powers that the bank holds. The recent merger of SBI with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP) would surely add-on to its grip in the banking industry and also to its customers.
SBI has always been the most trustworthy banks in banks in India as each of the products are cost-effective as well as easy to get if you match the eligibility criteria. Having said that, personal loans can be taken with easy documentation and at one of the lowest interest rates. This loan is a multi-purpose loan and can be availed under two categories: SBI Xpress Credit Personal Loan and SBI Pension Loan.
To apply for any of the above-mentioned schemes in the city of Nawab-Lucknow, have a look at SBI Lucknow branch details and other related information to get instant approval for your loan.
SBI Personal Loan Lucknow at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 9.60% - 13.60% |
| Loan amount | Minimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas Maximum - ₹15,00,000 |
| Tenure | Up to 5 years |
| Processing Fee | 1% - 3% of the loan amount + GST |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at State Bank of India in Lucknow is as follows:
- Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
- Central and state Government
- Quasi-Government
- Central PSUs
- Profit making State PSUs
- Educational Institutions of National Repute
- Selected Corporates
- Pensioners
Documents Required
The documents checklist you must keep to apply for a personal loan at SBI is as follows:
- Latest Photograph
- Photo Identity of the applicant & the guarantor
- Residence Proof of the Applicant & Guarantor
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
You may also read Personal Loan Lucknow
Address of SBI Branches in Lucknow
The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Lucknow are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Thakurganj | Shop No. B - 3 - 4 - 5, Galaxy Building, C. P. 64 , Tahsinganj , Hardoi Road, Lucknow, - 226003 | SBIN0013078 | 226002069 | 9415752970 |
| Aminabad, Lucknow | 22, Dr. B.N. Verma Road, Kutchery Rd., Ahalika Complex, Aminabad, Lucknow - 226001 | SBIN0030283 | 226005002 | 0522-2611209, 2618815 |
| Babuganj, Lucknow | N 498/143k, Near I.T. College Crossing, Faizabad Road, Lucknow - 226007 | SBIN0030350 | 226005003 | 0522-2740558 |
| R.D.S.O. Lucknow | Research Design And Standard Organisation, Manak Nagar, Dist: Lucknow - 226011 | SBIN0013427 | NON-MICR | 9452191365 |
| Service Branch | 9 Shahnajaf Road Hazratganj Distt Lucknow Uttar Pradesh 226001 | SBIN0009253 | 226002001 | 0522-2207305, 6525459 |
| Lucknow Main Br. | Moti Mahal Marg, Hazaratganj, Lucknow | SBIN0000125 | 226002002 | 0522/ 2230114/ 2234136 |
| Ssi Aish Bagh | Mill Road Lucknow, 226 005 226005 | SBIN0002504 | 226002004 | 0522-2242625 |
| Alambagh | Shringar Nagar Lucknow, 226 005 226005 | SBIN0003222 | 226002005 | 0522-2464520 |
| Aminabad | Aminabad, Dist Lucknow Uttar Pradesh 226001 | SBIN0001526 | 226002006 | 1800 425 3800 |
| Ashok Marg | 15, Ashok Marg, Lucknow, U.P | SBIN0003347 | 226002007 | 1800 425 3800 |
| Behta Saboli, Lucknow | No. B - 15, Sector - L Aliganj, Kursi Road, Near Vishnupuri Chauraha, Lucknow, Pin - 226022 | SBIN0008351 | 226002008 | 0522-2327406 |
| Chander Nagar | P.O. Alambagh Lucknow U.P., Pin - 226005 | SBIN0006056 | 226002011 | 0522-2456099 |
| Ganeshganj | Ganeshganj, Lucknow, Uttar Pradesh, Pin - 226001 | SBIN0001898 | 226002015 | 0522-2682460 |
| Gomati Nagar, Lucknow | 2 103, Chandra Bhawan , Vijaykhand Lucknow Pin - 226010 | SBIN0009916 | 226002017 | 0522-2392009 2301743 |
| High Court Lucknow | High Court Campus, Kaiser Bagh, Lucknow, U.P., Pin - 226001 | SBIN0006219 | 226002018 | 0522-2611113 |
| Hussain Ganj | 16, Vidhan Sabha Marg, Lucknow, Uttar Pradesh, Pin - 226001 | SBIN0003814 | 226002019 | 0522-2652052 |
| Indira Nagar, Lucknow | A - 6, Faizabad Road , Lucknow, Uttar Pradesh , Pin - 226001 | SBIN0005679 | 226002020 | 0522-2349665 |
| Ismailganj, Lucknow | Faizabad Road, P.O. Chinhat Lucknow, U.P., Pin - 227105 | SBIN0006058 | 226002021 | 0522-2701773 |
| Jail Road | Bangla Bazar Opp. Asiana Colony Lucknow Pin - 226012 | SBIN0009019 | 226002022 | 0522-2422494 |