SBI Personal Loan Pune - Rates February 2024, Eligibility, EMI, IFSC

SBI Personal Loan in Pune

SBI Personal Loan Pune Interest Rate

Interest Rate11.00% - 14.00%
Loan amountMinimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas
Maximum - ₹15,00,000
TenureUp to 5 years
Processing Fee1% - 3% of the loan amount + GST

SBI Branches in Pune with IFSC Codes

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Pune are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Service Branch, Pune

B.S. Bhavan, PMT Bldg., 5th Floor, Deccan Gymkhana, Pune - 411004SBIN0009016411002001020-25520415, 25536403

P B No. 6, Collector Office Compound, Pune - 411001SBIN0000454411002002020- 26124848
Deccan Gymkhana Pune

Jangli Maharaj Road Dist. Pune, Maharashtra 411004SBIN0001110411002003020-25531549/25532274
Pimpri, Pune

Kasarwadi, P.B. No.1, Pune - 411034SBIN0000575411002004 020-27126039
Khadki, Pune

Arjun Marg, Dist. Pune, Maharashtra 411003SBIN0001629411002005020-25814958
Tilak Road, Pune

Commercial Building Hira Baug Tilak Road Dist Pune Maharashtra 411002SBIN0001399411002006020-24441026
Pune City

1319, Vijay Chambers, Sadashivpeth, Pune - 30SBIN0000455411002007020-24488737/ 24475723
Erandwana, Pune

Karve Road, Erandavana, Pune, Maharashtra 411004
SBIN0004618411002010 020-25437680
Chinchwad, Pune

Opp. Chinchwad Police Stn, Mumbai Pune Road, Tal Haveli Pune, Dist . Pune 411019SBIN0005951411002013020-27473162, 27473438

18 By 2 Panchratna Bhairoba Nala Dist Pune Maharashtra 41101SBIN0008044411002014020-26872150
Bund Garden, Pune

Doongarse Park 22 Bund Road Dist Pune Maharashtra 411001SBIN0006319411002015020-2614073/ 26121984
University Road, Pune

1154 Shivaji Nagar, Veer Chaphekar Chowk Near Police Parade Ground, Pune Pin - 411016
SBIN0007339411002016020- 25652932
Hingne Khurd

Vrishiketu, Sinhagad Road Hingnekhurd, Pune, Maharashtra, Pin 411051SBIN0007159411002017020-24345335
Pimpri Town

Dr. Ambedkar Road, Pimpri ColonySBIN0005923411002019020-27412520, 27411893
Dattawadi, Pune

214 Navi Peth, Surya Plaza, LB Road, Pune , Maharashtra411030SBIN0008043411002020020-24331995, 24321498
Dehu Road

Near Railway Station, Dehu Road Cantt, Dist. Pune, Maharashtra 412101SBIN0000569411002031020- 27671238, 27673148

Kukreja Bldg., L.T. Marg, Lonavala - 410401SBIN000055541100203302114-273714
MIDC Area Chinchwad Pune

Old Mumbai Pune Road, Dhfc Complex, Chinchwad, Dist . Pune, Maharashtra 411044SBIN0007736411002035020-27472116
IFB, Pune

Tara Chamber, Wadadewadi, Pune - Mumbai Rd., Pune - 411003SBIN0008966411002038020-25812647
Paud Road

Opp. Anand Nagar, Dist . Pune, Maharashtra 411038

S.N. 153 By 1 A By 1A By 1, Pune Solapur Road, Dist . Pune, Maharashtra 411028SBIN0009062411002041020-26817427
SBI, Pune

Tara Chambers, Near Mariyai, Police Chowky, Mumbai Pune RoadSBIN0004726411002046020-25816637
Dhankawadi, Pune

S No 21, Plot No.1, Balaji Nagar Corner, Ellora Palace, Pune - Satara Rd., Maharashtra , Pin - 411043SBIN0005413411002048020-24373045
Comm Pune

1548 By A, Sadashiv Peth, Off Tilak Road , Pune, Pin 411030SBIN0004108411002050020-24330066
College Of Engineering, Shivaji Nagar

College Of Engineering, Shivaji Nagar
Near Sangam Bridge, Pune Pin 411005
SBIN0010431411002060020- 25541768
Wadgaon, Pune

Survey No. 62, Opp. Hotel Abhiruchi, Sinhgad Road, Vadgaon Budruk, PuneSBIN0011490411002064020- 24394698
Viman Nagar, Pune

Giga, Space, Complex, Amenity, Building, Viman Nagar, Pune, Dist Pune 411006SBIN001169941100206611800 425 3800
Sahakar Nagar Branch, Pune
83/1, Sarang Society, Sahakar Nagar No.2, PuneSBIN00117824110020729890618809

Ravikiran Hall, Near Chintamani Nagar, Bibwewadi Road, Dist Pune, Maharashtra, Dist Pune 411037SBIN00129266000029129011094978
Rasta Peth Branch, Pune

Tirupati Complex, Ground Floor 355, Rasta Peth, Opp Kem Hospital Sardar Moodaliya Road Pune 411001SBIN0060193411002063020-24450615
Spbb Baner

Kapil Klassic, S.No. 288, Hissa No. 1a/1 Pune Baner Road, Maharashtra., Dist:Pune - 411063SBIN00132954110020549850764050

Bavdhan, Plot No. 33 - 34, Amchi Colony, NDA Road, Dist: Pune - 411008SBIN00132804110020799860706676

Bandal Capital, Near PMT Bus Depot, Paud Road, Kothrud, Pune - 411038SBIN0030456411005002020-25285546
NRI, Pune

Godrej Millenium, Plot No.9, Next To H, Koregaon Park, Pune, Pin 411 001SBIN00135184110020849423007911

Goodwill Landmark, Kharadi Mundhwa Road, Pune - 411 014SBIN0013527 NON-MICR9422502547
Karve Nagar

Shop No. 2 - 6, Ganga Mahal, Samarth Path, Near Pratidnya Mangal Karyalaya, Karve Nagar, Pune - 411052SBIN0013530NON-MICR9850817321

SBI Personal Loan Contact Number

Be it any complaint, query or concern you have, all you need to do is just dial the toll-free numbers-1800 11 2211 or 1800 425 3800 from your mobile or landline. The best thing about these numbers is that they can be accessed anytime from anywhere in the country. As a result, it is easy for you to get in touch with the executives to solve all your problems 24×7.

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Pune is as follows:

  • Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners

SBI Personal Loan EMI Calculator

When it comes to availing a personal loan, talking about an EMI Calculator is equally important as this smart device allows you to know the exact calculations of your loan EMIs in a hassle-free manner. You can know about EMIs, Interest Outgo and Total Amount Payable on a personal loan in the easiest manner. This dynamic device by taking into account, the loan amount, tenure and interest rate gives you the results within few seconds.

However, to make you understand better, below is a table displaying the calculations on a loan amount of ₹3 Lakh, taken for a tenure of 4 years at an interest rate of 14.75% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 3,00,00014.75%1₹ 27,042₹ 24,505₹ 3,24,505
₹ 3,00,00014.75%2₹ 14,510₹ 48,249₹ 3,48,249
₹ 3,00,00014.75%3₹ 10,363₹ 73,065₹ 3,73,065
₹ 3,00,00014.75%4₹ 8311₹ 98,940₹ 3,98,940

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 59,394₹ 40,341₹ 2,40,605
2₹ 68,771₹ 30,963₹ 1,71,833
3₹ 79,630₹ 20,105₹ 92,203
4₹ 92,304₹ 7532₹ 0

Documentation Needed to Apply

The documents required you must keep to apply for a personal loan at SBI is as follows:

  • Latest Photograph
  • Photo Identity of the applicant & the guarantor
  • Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

You can also read Personal Loan Pune

About SBI Personal Loan in Pune

SBI facilitates personal loan services under two categories namely SBI Xpress Credit Personal Loan and SBI Pension Loan. The interest rates on both the schemes are one of the lowest interest rates under this segment. Other than these schemes, SBI also provides festive loans which are solely designed for the festival purpose and is a limited period offer.

However, if you want to apply for Xpress Credit Personal Loan or SBI Pension Loan in Pune, you can get instant approval if you have the matching eligibility criteria and the documentation needed to apply for this loan.

It is also important to note that State Bank of India (SBI) has recently merged with of its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP).

Below are the Pune branch details of SBI, documentation needed to apply for this loan and personal loan interest rates offered in Pune.

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%