Shriram City Union Finance Personal Loan

Shriram City Union Finance Personal Loan Interest Rate 

Interest Rates11.49% p.a – 23% p.a
Loan AmountUp to ₹30,00,000
Tenure12 months – 36 months
Processing Fees2.50%
Prepayment ChargesNot specified

Shriram City Union Finance EMI Calculator

EMI is the installment the drawee pays to the drawer against the loan. The repayment amount is divided into equal parts and is to be paid each month till the loan is amortized. A personal loan EMI calculator online helps in knowing the accurate calculation and tells the exact amount that is to be paid. Just enter the Loan Amount, Rate of Interest and Tenure of the loan in the calculator available online as then only it will fetch the values for you. You will get to know your EMIs, Interest Outgo and Total Amount Payable on a loan.

To make you understand better, below is a table showing the calculations of a loan amount of ₹2 Lakh, taken for a tenure of 3 years at an interest rate of 11.49% per annum.


Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Year Principal Interest Balance Amount

Shriram City Union Finance Eligibility Criteria 

  • Salaried and self– employed individuals between age of 18 years to 59 years are eligible for taking Shriram City personal loan
  • Salaried should be employed for a minimum period of 1 year and the self- employed should be in the line of business for a minimum period of 2 years.
  • The applicant should be in the same residence for a minimum period of 1 year

How To Apply 

You can apply for Shriram Capital Union Finance online. Login the registration page and enter the required details. Both existing and new customer can apply for personal loan online.

Documents Required 

ID Proof Address Proof
Identity ProofAny of the following documents are acceptable as proof of identity
- Passport
- Driving Licence
- Voter ID Card
- Aadhar Card
- PAN Card
Address ProofAny of the following documents is acceptable as address proof
- Passport
- Driving Licence
- Ration Card
- Gas Bill with Gas book
Income Proof Documents- Bank Statement for last 6 months
- Post Dated Cheques and Electronic Clearing Mandates
- Legal Documents as stipulated by Shriram City Union Finance Limited
- Collateral Security as advised by Shriram City Union Finance
- Any other document as advised by Shriram City Union Finance

Shriram City Union Finance Personal Loan Contact Number

For all product related queries, contact the customer care executive. Place a call on the toll free number- 1800 103 6369 to get all your complaints or queries resolved. After dialing the number, the executives will listen to your concern and give you the best solution.

About Shriram City Union Finance Personal Loan 

The Shriram City Union Finance provides a personal loan to the people who desire to accomplish their dreams. The institution provides a loan to both its existing customers as well as the new customers. The loan is sanctioned up to the maximum amount of ₹30,00,000 and for the maximum tenure of 3 years.

Features and Benefits

  • Competitive rate of interest
  • Loan facility up to ₹30,00,000
  • Quick disbursal
  • Less documentation
  • No collateral required

People Also Look For

Personal Loan Interest Rates March 2018
Bajaj Finserv 10.99% - 16.00%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.99%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 10.99% - 16.00%
Kotak Bank 10.99% - 17.99%
RBL 13.00% - 18.00%
Standard Chartered Bank 10.99% - 14.99%
Tata Capital 10.99% - 18.00%
Home Loan Interest Rates March 2018
State Bank of India/SBI 8.35% - 8.80%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.40% - 9.25%
Indiabulls Housing Finance Limited 8.35% - 11.25%
Kotak Bank 8.35% - 8.50%
EMI Calculator