Standard Chartered Personal Loan in Jaipur

About Standard Chartered Bank Personal Loan Jaipur

Personal loans are unsecured loans which customers  apply to fulfill the wide variety of their personal needs.  The personal loans are sanctioned as per the elgibility criteria of the applicant which depends on various factors like repayment capacity, age, income and the city where the loan gets disbursed.

Standard Chartered Bank Personal Loan Jaipur at a glance

ParticularsDetails
Interest Rate11.50% - 14.50%
Loan AmountStarting from ₹ 1,00,000 to ₹ 30,00,000 depending on your eligibility, income and repayment capacity.

TenureUpto 5 years
Processing Fee₹999 - Upto ₹1,500
Pre-payment ChargesNIL - Upto 5% of the principal outstanding + GST

Eligibility Criteria

Individuals applying for Standard Chartered Bank Personal Loan need to fulfill the following criteria:

  • You need to be either a salaried employee or a self-employed individual to apply for Standard Chartered Personal Loan.
  • No security, collateral or guarantors are required for obtaining a personal loan.
  • Individuals availing personal loan should be 21 years of age and not more than 60 (salaried) and 65 (self-employed) years of age at the time of loan maturity.
  • Minimum income of an applicant should be ₹ 50,000.

Documents Required

Individuals are required to submit the following documents in order to avail Standard Chartered Bank Personal Loan:

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
  • Income Proof- Latest Salary Slip/ ITR/Form-16
  • Other Income Proof for Salaried Individual: Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorizing the Bank to deduct the loan instalment out of the salary routed through branch.
  • Other Income Proof for self-employed professionals : IT returns for the last two financial years. Proof of professional qualification (Copy of highest professional degree held). Proof of office/commercial address.
  • Bank Statement- Last 3-6 Month Bank Statement

    To know more details, visit Personal Loan Jaipur

    Address of Standard Chartered Bank Branches in Jaipur

    Branch NameComplete AddressIFSCMICRContact Number
    JaipurH - 8, Show Room No. 1bhagwat Bhawan, M. I. Road, Jaipur - 302001 , India SCBL00360393020360020141-5116072/6452220

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