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Stashfin Instant Loan

Stashfin Instant Loan

Last Updated : Dec. 2, 2022, 11:05 a.m.

Stashfin Personal Loans are available for loan amounts up to Rs 5 lakh and for terms up to 4 years, with interest rates starting at 11.99%. With the least amount of paperwork possible, Stashfin offers immediate personal loan remittance (within 4 hours of the time of applying).

StashFin Credit Line Interest Rate

StashFin provides flexible interest rates with easy repayment tenures. Moreover, the interest rate for personal loans at StashFin ranges from 11.99% – 59.99% APR (Annual Percentage Rate).

Interest Rate11.99% - 59.99% APR (Annual Percentage Rate)
Minimum Loan AmountRs.1000
Maximum Loan AmountRs.5,00,000
Loan Tenure3 months to 36 months
Processing ChargesLow processing fees

A personal loan from StashFin has several advantages:

  • You won’t be in debt for very long thanks to the short loan repayment terms.
  • No sort of collateral is required from you.
  • The business will pick up any necessary physical documents from you if any are required.
  • A top-up loan is additionally available.
  • There is very little paperwork. Online document uploading is more efficient.
  • Based on your credit history, you may be eligible for low-interest rates .

Eligibility requirements for loans from StashFin Personal

You must determine your eligibility for a loan from this firm before applying. Below are the eligibility requirements:]

  • You must be an Indian citizen.
  • You need to have a strong credit rating.
  • You must be at least 18 years old.
  • You must be working and making at least Rs. 15,000 a month in wages.

Documentation needed for personal loans from StashFin

You must attach specific papers to your StashFin loan application in order to demonstrate your eligibility for the loan. These papers comprise the following:

  • Your PAN card serves as proof of identification.
  • Aadhaar card as proof of address
  • Pay stubs over the previous three months
  • A photocopy of a salary check from your bank account

Documents needed for self-employed people who are eligible for these loans include:

  • Evidence of a business address
  • Two years’ worth of audited financial statements for the company
  • GST statements
  • Return of income taxes

All you have to do to submit an application for one of these loans is the following:

  • Create an account by going to the business’s website, You don’t have to visit their office in person.
  • Just upload the necessary files and fill in the information.
  • Upon determining your eligibility, the bank will examine and approve your mortgage application.
  • The funds will be deposited into your salary account as soon as possible.

Get your loan topped off

You have the option to use StashFin’s top-up facility to add more money to your loan account. However, if you are already a customer, you cannot utilise this option.

Before you may apply for a top-up loan , you must also contribute at least 50% of your EMIs. Here’s how to do it:

  • Visit the “Contact Us” section of the company’s website at
  • Enter the necessary information.
  • Select the option to add money to your current loan.
  • You will receive a call from a corporate representative to finalise the process.


1. When will I be able to access my loan?

Following your application, StashFin can accept your loan request and deposit the funds into your account possible in as short as 4 hours.

2. If I add money to my stashfin Credit Line Card, how much interest will I be required to pay?

Depending on your credit history, the company will choose your interest rate. Additionally, only the credit you use is subject to interest charges. There is no interest charged for merely placing money on your card.

3. How can I find out if my loan application has been approved?

There are several ways to find out the most recent information regarding your loan application:

  • By accessing your StashFin account through the official website of the business.
  • By installing and signing in to the StashFin app for mobile devices.

4. How may my StashFin loan be repaid?

You can request a foreclosure after making at least three EMI payments, and the bank will send an executive to assist you. You have the following options for submitting the request:

  • By going to their website and selecting “Contact Us.”
  • Through their smartphone app’s “Help” section.


Technology is advancing and moving towards digitization. In this rapidly changing era, people want financial freedom. However, the market fell with the last number of lenders aiming to provide financial freedom. Stashfin Personal Loan is one of the leading lenders among them. It provides financial freedom in an easier and more efficient way. The entire process of getting a personal loan from Stashfin is quick and easy. Just after filling out the application form, the funds are transferred immediately. In addition, the processing time is quick and hassle-free.

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