Syndicate Bank Home Loan in Kochi
Last Updated : May 5, 2018, 4:56 p.m.
About Syndicate Bank Home Loan Kochi
Avail the best home loans without disturbing your existing bank balance. Get home loans from Syndicate Bank Kochi which help you to arrange finances so as to meet various kinds of home loan purposes. Whether it is related to purchasing a ready-made plot/flat, construction of a house, repairs or renovations/modifications or whatsoever reasons. Avail housing loans at lowest interest rates. Prepare yourself to have full flexibility in assorting your goals so as to adjust your vivid needs in the canopy of home loans.
Syndicate Bank Home Loan Kochi at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 11.25% |
Loan Amount | For Construction/Purchase/Takeover A/Cs: No Upper Limit in Metro/Urban/Semi-Urban and Rural areas For Repair/Extension/Renovation ₹ 25 lacs loan amount limit in Metro/ Urban/Semi-Urban and Rural areas ₹ 7.5 lacs loan amount limit in Metro/ Urban/Semi-Urban and Rural areas |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/- |
Pre-payment Charges | Nil |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for Syndicate Bank Home Loan:
The applicant must fall in the age bracket of at least 21-70 years.But for salaried, the age limit is 21-60 years.
The borrowers must be either salaried or self-employed with a regular source of income.
Documents Required
Salaried employees and self-employed professionals need to apply the following documents for availing home loan :
Age proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years (for salaried employees) and IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals)
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID
Signature Verification Proof : Driving License/Passport copy/PAN Card
Track record of existing loans, if any
Details of property you look to buy & construct
To know more details, visit Home Loan Kochi
Address of Syndicate Bank Branches in Kochi
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Ernakulam Shanmugham Road (Main) | Pioneer Towers Ist Floor, P.B.2616, Shanmugham Road, Ernakulam, Kerala-682031 | SYNB0004300 | 682025002 | 0484-2363679, 2355906 |
Ernakulam M G Road | Door No.Xl/6893, P.B.No.3629, Muthoot Towers 1st Floor, M.G.Road, Ernakulam, Kochi, Kerala-682035 | SYNB0004301 | 682025005 | 0484-2354182, 2360322 |
Thoppumpady | 18/245A Sabu & Cyprian Arcade, Parry Junction, Thoppumpady, Kochi, Kerala-682005 | SYNB0004302 | 682025008 | 0484-2235064, 2235068 |
Perumanoor | P.B.No.1652, Perumanoor Kochi, Ernakulam, Kerala-682015 | SYNB0004303 | 682025007 | 0484-2359080, 2359444 |
Ernakulam Banerjee Road | XlI 768 1st Floor, P.B.No.1902, Banerjee Road, Tharakandam Centre, Ernakulam,Kochi, Kerala-682018 | SYNB0004305 | 682025006 | 0484-2393831, 2395479 |
Cherlai | Konkani Basha Bhavan, Dr.J.A.Bhatt Road, (Cherlai Road), Kochi, Ernakulam, Kerala-682002 | SYNB0004307 | 682025009 | 0484-2226586, 2226586 |
Vaduthala | Vakkachan Towers, Chittoor Road, Vaduthala, Ernakulam Kochi, Ernakulam, Kerala-682023 | SYNB0004311 | 682025010 | 0484- 2435436 |
Willingdon Island | Lakshadweep Administration Off, No Xxiv/2015 Indira Gandhi Rd, Willingdon Island, Kochi, Ernakulam Dist, Kerala-682003 | SYNB0004315 | 682025011 | 0484-2668087 |
Kavaratti | Kavaratti, Via: P O Kochi, Lakshadweep, Lakshadweep, Kerala-682555 | SYNB0009950 | 682025101 | |
Vytila | 29 1415A D S And Sons Complex Opp Power House Vytila Kochi, Kerala-682019 | SYNB0004330 | ||
Mid Corporate Branch | 32 1495A, 1 Floor, Chackos Chambers Bypass Junction, Palarivattam, Ernakulam, Kochi, Kerala-685025 | SYNB0004333 |
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