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UCO Bank Home Loan in Agra

UCO Bank Home Loan in Agra

Last Updated : May 5, 2018, 5 p.m.

About UCO Bank Home Loan Agra

UCO Bank Home Loan Agra offers comprehensive home loan solutions to suit the individual needs or requirements of people. The loans can be obtained for a wide variety of  purposes. Be it construction of a house, buying a new house, purchase of a resale house, balance transfer, redecoration or improvement of an existing house and much more. The interest rates are flexible to suit the pockets of every borrower. The tenures give borrowers a provision to comfortably plan for their equated monthly installments. So, what you are waiting for? Apply now at UCO Bank Home Loan Agra to start building your dream home.

UCO Bank Home Loan Agra at a glance

ParticularsDetails
Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Agra

      Address of UCO Bank Branches in Agra

      Branch NameComplete AddressIFSCMICRContact Detail
      Belanganj TikoniaBelanganj Tikonia, Agra- 282004, Uttar PradeshUCBA00000272820280025622622905
      AkolaChaharbati Inter College Compound, Post–Akola, Uttar PradeshUCBA00000052830280330562-2710744
      SewlaSewla, Agra Gwalior Road, Uttar PradeshUCBA00000852820280040562-2410564
      Rawatpara14/29, Rawatpara, Agra, Uttar PradeshUCBA00003012820280050562-2462337
      HarparbatHarparbat, Agra, Uttar PradeshUCBA00005072820280030562-2523915
      Chowdhury BerisinghintrChowdhury Berisinghintr, Agra, Uttar PradeshUCBA00020042820280060562-2571572
      SikandraPlot No 16/3/5 Sector-5, Sikandra Yojana, Agra- 282007, Uttar PradeshUCBA0002895

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