UCO Bank Home Loan in Chandigarh
Last Updated : May 5, 2018, 5:01 p.m.
About UCO Bank Home Loan Chandigarh
Owning your dream home has never been easier, thanks to the home loans from UCO Bank Chandigarh. The banks understands the different requirements of customers and structures solutions that meet your these requirements. Whether it is relating to purchase of a flat/plot, construction of your house, repairs and modifications/renovations. With easy documentation and flexible tenures help several borrowers to plan for their monthly instalments at ease.
UCO Bank Home Loan Chandigarh at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Chandigarh
Address of UCO Bank Branches in Chandigarh
Branch Name Complete Address IFSC MICR Contact Detail SECTOR - 22 D CHANDIGARH Sector 22-D, Chandigarh Ut-160022 UCBA0000134 160028002 0172-701761 SECTOR 17B UCO Bank Building, Sector 17B, Bank Square, Chandigarh UCBA0000236 160028001 0172-706643 BEHLANA VPO Behlana Union Territory, Chandigarh UCBA0001330 160028003 AFS, BEHLANA 12 Wing, Air Force Station, Behlana, Chandigarh UCBA0002084 160028016 0172-2638093 SECTOR 35 B Sector 35 B, Chandigarh UCBA0001939 160028011 0172-2647532 SECTOR-38 Sector-38 ChandigarhH UCBA0002051 160028015 0172-25636942 SERVICE BRANCH Service Branch Sec 17B, Chandigarh UCBA0002114 160028017 0172-2706643 N AREA BEHLANA N Area Behlana, Chandigarh UCBA0002205 160028020 0172-2640982 AMB CHANDIGARH UCO Bank Asset Management Branch Sco 55-56-57, First Floor, Sector 17B, Chandigarh UCBA0002396 160028025 DHANAS VPO Dhanas Guggamari Roadnear Gurudwara Sahib Dhanas District Chandigarh UCBA0003126 DARIA Main Railway Station Road, P.O.-Daria, District- Chandigarh UCBA0003292 MANIMAJRA 2104, Pipliwala Town, Nr Gurdwara, Manimajra, Chandigarh UCBA0003306
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