UCO Bank Home Loan in Chennai

Last Updated : May 5, 2018, 5:01 p.m.
About UCO Bank Home Loan Chennai
Are you looking to refurbish your own home? Apply now at UCO Bank Home Loan Chennai for getting quick approval on your home loans. With paperless e-KYC approval of your documentation makes the approval of your loans easier. Moreover, the loan amount differ for various housing loan requirements and can be obtained for loan amount upto ₹ 25 lakhs (for renovations) and there is no limit set for loan amount on other home loan requirements. Therefore, you need to possess a clear track record of past payment history in order to obtain your desired amount of home loan.
UCO Bank Home Loan Chennai at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Chennai
Address of UCO Bank Branches in Chennai
Branch Name Complete Address IFSC MICR Contact Detail Chennai Main 169, Thambu Chetty Street, Chennai- 600001 UCBA0000041 600028002 4425342852 Sow Carpet 18 Devraja Mudali St, Sowcarpet, Chennai- 600003 UCBA0000042 600028015 044-25357456 Purasawalkam 14 Purasawalkam, High Road, Chennai- 600007 UCBA0000100 600028011 4426427351 Mylapore 195, Royapettah High Road, Mylapore, Chennai UCBA0000101 600028009 044-24982675 Chetput 372 Poonamallee High Road, Chennai Tamil Nadu- 600010 UCBA0000157 600028004 044-26411627 Adyar 85 By 1 First Main Road, Gandhinagar, Adyar, Chennai- 600020 UCBA0000158 600028003 044-24416255 Theagaraya Nagar Sir Theagaroya Road, Pondy Bazar, T Nagar, Chennai, Tamilnadu 60001 UCBA0000176 600028016 044-24342226 Selaiyur 455, Velacherry Road, Selaiyur, East Tambaram, Chennai- 6000059 UCBA0000238 600028013 044-22394885 Mount Road 730, Mount Road, Chennai, Tamilnadu- 600006 UCBA0000271 600028005 4428520871 Shastri Nagar Dhen Mahal, 107, Lattice Bridge Road, Adyar, Chennai- 600020 UCBA0000329 600028014 044-24912019 ICF Colony Konnur High Road, Icf Colony, Chennai- 600038 UCBA0000568 600028006 044-26285315 Triplicane Old No.42, New No.93, Bharathi Salai, Triplicane, Chennai- 600005 UCBA0000783 600028017 4428545530 Saidapet 4 Mount Road, Saidapet, Chennai Tamil Nadu- 600015 UCBA0000959 600028012 044-22351678 Korattur No.23, Eastern Avenue, Thhb Colony, Korratur- 600080 UCBA0000964 600028007 4426357416 Narayanpuram 1st Floor, 43 Valluvar Kottam High Road, Nungambakkam, Chennai, Tamil Nadu UCBA0001400 600028018 044-22461017 Seetha Nagar 1st Floor, 43 Valluvar Kottam High Road, Nungambakkam, Chennai, Tamil Nadu UCBA0001724 600028019 4422351678 Service Branch 328, Thambu Street, Chennai- 600001 UCBA0001749 600028001 044-43405743, 43405745 International Banking Branch 328 T C Street 3Rd Floor, Chennai- 600001 UCBA0001810 600028020 044-25330539 Flagship Corporate Centre, Mount Road Flagship Corporate Centre, Mount Road, 212, Mount Road, Chennai - 600006 UCBA0001904 600028021 044-28297945 Mid Corporate Branch Mid Corporate Unit, T Nagar, Chennai Tamil Nadu-600017 UCBA0001969 600028022
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