UCO Bank Home Loan in Kolkata
Last Updated : May 5, 2018, 5:03 p.m.
About UCO Bank Home Loan Kolkata
UCO Bank is known to be one of the leading contributors of home loans through its best customer service. There are innumerable satisfied customers of Home Loan around Kolkata and outside regions who consider UCO Bank home loans for fulfilling their varied requirements. Whether it is relating to buying a new home/readymade flat or plot, purchasing a resale home or availing the balance transfer or for repair purposes, redecoration or improvement of an existing home or for construction purposes. The loans are approved as per the CIBIL score(750 score) which can be easily obtained by any customer. So, don’t wait further? Apply now at UCO Bank Home Loan Kolkata for quick realization of your dream home.
UCO Bank Home Loan Kolkata at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Kolkata
Address of UCO Bank Branches in Kolkata
Branch Name Complete Address IFSC MICR Contact Detail India Exchange Place India Exchange Place, Calcutta- 700001, West Bengal UCBA0000002 700028015 033-22303383 Burra Bazar 1, Sambhu Mullick Lane, Kolkata, West Bengal UCBA0000014 700028009 033-22387879 College Street 63, College Street, Kolkata-700073, West Bengal UCBA0000023 700028016 033-22413400 Bhowanipore 10, Priyo Nath Mullick Road, Kolkata-700025, West Bengal UCBA0000031 700028025 033-24751579 Lindsay Street 3 And 4, Lindsay Street, New Market, Kolkata- 700016, West Bengal UCBA0000069 700028002 033-22499484 Ballygunge 15 By 1A Gariahat Road, Kolkata, West Bengal UCBA0000095 700028026 033-24407314 Dharamtala Street 45, Lenin Sarani, Kolkata- 700013, West Bengal UCBA0000149 700028012 033-22441066 Dum Dum 458 A And B Jessore Road, Nagar Bazar, Dumdum, Kolkata, West Bengal UCBA0000163 700028091 033-25296967 Jadavpur 23, Raja S C Mullick Road, Kolkata- 700032, West Bengal UCBA0000164 700028056 033-24125445 Park Circus P-64 Dr. Sundri Mohan Avenue, Park Circus, Kolkata-700014 West Bengal UCBA0000178 700028073 033-22447021 New Alipore 70 A Block D, New Alipore, Kolkata – 700053, West Bengal UCBA0000179 700028071 033-24787129 Brabourne Road 10 B T M Sarani Brabourne Road, Kolkata –700001, West Bengal UCBA0000190 700028007 033-22254120 Rafi Ahmed Kidwai Road 54/2, R.A. Kidwai Road, Kolkata- 700016, West Bengal UCBA0000218 700028004 033-22297931 Strand Road 40, Strand Road Kolkata- 700001, West Bengal UCBA0000241 700028005 3322432138 Bagh Bazar 532, Rabindra Sarani, Kolkata- 700003 UCBA0000256 700028028 033-25540237 Netaji Subhash Chandra Bose Road 235 By 3 Netaji Subhash Chandra Bose Road, Kolkata-700047 UCBA0000257 700028029 033-24710185 Hastings 2 Munshi Premchand Sarani, Hastings, Kolkata West Bengal-700022 UCBA0000277 700028051 033-22230894 Lala Lajpat Rai Sarani Lala Lajpat Rai Sarani Elgin Road, Kolkata- 700020, West Bengal UCBA0000286 700028006 033-22446354 Hazra Road 91 By 1 Hazra Road, Kolkata- 700026, West Bengal UCBA0000582 700028052 033-24753806 Diamond Harbour Road 197 By 722, Diamond Harbour Road, Po Thakurpukur, District 24- Paraganas 700063, West Bengal UCBA0000661 700028086 033-24976197
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