UCO Bank Home Loan in Lucknow
Last Updated : May 5, 2018, 5:03 p.m.
About UCO Bank Home Loan Lucknow
Lucknow city invites home loan borrowers to convert their home loan dreams into reality by getting affordable home loans from UCO Bank. Whether it for construction, repairs or modifications, renovation or for acquiring a ready-made plot/flat-avail it at competitive interest rates which suitably gets aligned to your home loan dreams. The interest rates are flexible enough to suit the pockets of every borrower. So, what are you waiting for? Apply now at UCO Bank Home Loan Lucknow for the best rates.
UCO Bank Home Loan Lucknow at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Lucknow
Address of UCO Bank Branches in Lucknow
Branch Name Complete Address IFSC MICR Contact Detail Hazratganj 46, Hazratganj Lucknow, Uttar Pradesh UCBA0000046 226028002 0522-2222641 Aminabad Aminabad Branch, Opposite Aminaudaulla Park, Lucknow, Uttar Pradesh UCBA0000050 226028003 0522-2624710 Lucknow University Gate No 1, Lucknow University, Lucknow, Uttar Pradesh UCBA0000060 226028009 0522-2740154 Chinhat Chinhat Bazar, Shatrikh Road, Lucknow– 227105, Uttar Pradesh UCBA0000514 226028006 0522-2815864 Nirala Nagar 9A, Nirala Nagar, Lucknow, Uttar Pradesh UCBA0000752 226028008 0522-2786807 Behsa Hind Nagar, Near Old Octaroi, Lucknow, Uttar Pradesh UCBA0001154 226028005 0522-2436358 Ashok Marg 6 Nawal Kishore Road, Lucknow – 226001, Uttar Pradesh UCBA0001420 226028004 0522-2275440 Service Branch Service Branch, Jhandewalan Park, Aminabad, Lucknow, Uttar Pradesh UCBA0001841 226028001 Aliganj Aliganj Shopping Complex, Sector B, Aliganj, Lucknow, Uttar Pradesh UCBA0001843 226028011 0522-2327147 Jal Sansthan Jal Sansthan, Aish Bagh, Lucknow- 226004, Uttar Pradesh UCBA0001849 226028012 Lal Bagh J.C.Bose Marg, Lal Bagh, Lucknow-226001, Uttar Pradesh UCBA0001873 226028018 0522-2629276 Gomti Nagar 1/8A, Viswas Khand Lucknow, Uttar Pradesh UCBA0001654 226028007 0522-2309780 Krishna Nagar Kanpur Road, Krishna Nagar Lucknow, Uttar Pradesh UCBA0002010 226028021 0522-2436641 Lucknow University 2Nd Campus Lucknow University 2Nd Campus, Uttar Pradesh UCBA0002026 226028025 0522-2363514
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