UCO Bank Personal Loan Bengaluru - Eligibility, Rates February 2024, EMI, IFSC

UCO Bank Personal Loan in Bengaluru

About UCO Bank Personal Loan Bengaluru

Now fulfill your family dreams under no pressure. Get personal loans at lowest interest rates from UCO Bank Bengaluru which provides timely delivery of instant cash so as to meet your financial obligations. Whether you are planning to buy an electronics item such as TV, refrigerator or Air conditioner or planning for higher education abroad or for any major expense. Get it covered in the canopy of personal loans without disturbing your existing bank balance. Apply now at UCO Bank Personal Loan Bengaluru for timely fulfilment of your needs.

UCO Bank Personal Loan Bengaluru at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.
  • The permanent employees should have completed minimum 2 years of service in the same organization.
  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.
  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.
  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Bengaluru

Address of UCO Bank Branches in Bengaluru

Branch NameComplete AddressIFSCMICRContact Detail
Kempegowda13 By 22 Kempegowda Bengaluru-560009UCBA0000024560028002802876954
Mahatma Gandhi Road83, Mahatma Gandhi Road, Bengaluru- 560001UCBA0000151560028013805586130
JalahalliJalahalli Branch, Near Hmt Po, Jalahalli, Bengaluru- 580013UCBA0000202560028003080-28380401
Malleswaram47, 15th Cross, West Park Road, Malleswaram, Bengaluru- 560003UCBA0000231560028012803318865
KengeriMysore Road, Next To Kengeri Police Station, Kengeri, BengaluruUCBA0000297560028009080-8484253
Jayanagar238 By 35, 9th Main Road, 3Rd Block, Jayanagar, Bengaluru- 560011UCBA0000623560028010080-6633347
Mosque Road14, 14A Mosque Road, Fraser Town, Bengaluru- 560005UCBA0000624560028005080-5497534
Indira Nagar531 Binnamangala II Stage, Indira Nagar, Bengaluru- 560038UCBA0000986560028006080-5273962
Koramangala146 By 2 350 By 1 Koramangala, Bengaluru- 560034UCBA0001053560028011805532428
Rammurthy NagarSite No.42, Munikalappa, Layout, Banasbadi Main Road, Ramamurthy Nagar, BengaluruUCBA0001629560028008080-5650090
New K R Road4010, New K R Road, Banashankari Ii Stage, P.O. Banashankari, BengaluruUCBA0001641560028007806772057
Service BranchService Branch, 1St Floor, 13/22 K.G.Road, Bengaluru-560009UCBA0001827560028001080-2876952
K G Road13 By 22 1St Floor, K G Road, Bengaluru- 560009UCBA0001851560028016080-51222812
Shahakar NagarShivashakti Arcade, 170, Cqal Layout, 60 Feet Main Road, Shahakarnagar, BengaluruUCBA0001909560028017080-2362554
HSR Layout BranchHSR Layout Branch, No.1669 - A, 7Th Sector, 14Th Main, Bengaluru - 560102UCBA0001958560028018080-25722757
Bannerghata RoadPlot No.55/56/3, 1St Floor, 8Th Main, Old Gurappanapalya, Bannerghata Main Road, Bengaluru - 560029UCBA0001984560028019080-26683915
Vijaya NagarPlot No.1263/4, 1St Floor, Khb Colony, Nagadi Main Road, Khb Colony Bus Stop, Vijaya Nagar , Bengaluru- 560079UCBA0002009560028020080-23106262
Vasanth NagarNo 52, Place Cross Road, Vasanth Nagar, BengaluruUCBA0002015560028014080-22268406
Ganga NagarNo.59, HMT Bhavan, Bellary Road, Bengaluru UCBA0002016560028015080-23330333
YelahankaSFS 208, Ground Floor, 4Th Phase, Yelahanka Mother Dairy Cross, Bengaluru UCBA0002427560028027
Hoskote1st Floor, K R Road, Ward No.4, Hoskote Town, BengaluruUCBA0002443560028025
Basaveswar NagarGround Floor/ Cellar No. 320B, Sri Manjunatha 60Ft Rd, Manjunatha Nagar, Ist Stage, II PhaseUCBA0002533560028028

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%