UCO Bank Personal Loan in Chandigarh

About UCO Bank Personal Loan Chandigarh

Get immediate finances for all your personal obligations towards your family. Whether it is relating to purchase of a TV, refrigerator or Air conditioner or for medical treatment expenses or for higher education or for any other reasons. Don’t let these objectives hinder your bank balance? Opt for UCO Bank Personal Loan Chandigarh where you may get timely disbursement of your personal loans with minimal documentation processes at ease.

UCO Bank Personal Loan Chandigarh at a glance

ParticularsDetails
Interest Rate11.35% - 12.70%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Chandigarh

Address of UCO Bank Branches in Chandigarh

Branch NameComplete AddressIFSCMICRContact Detail
SECTOR - 22 D CHANDIGARHSector 22-D, Chandigarh Ut-160022UCBA00001341600280020172-701761
SECTOR 17BUCO Bank Building, Sector 17B, Bank Square, ChandigarhUCBA00002361600280010172-706643
BEHLANAVPO Behlana Union Territory, ChandigarhUCBA0001330160028003
AFS, BEHLANA12 Wing, Air Force Station, Behlana, ChandigarhUCBA00020841600280160172-2638093
SECTOR 35 BSector 35 B, ChandigarhUCBA00019391600280110172-2647532
SECTOR-38Sector-38 ChandigarhHUCBA00020511600280150172-25636942
SERVICE BRANCHService Branch Sec 17B, ChandigarhUCBA00021141600280170172-2706643
N AREA BEHLANAN Area Behlana, ChandigarhUCBA00022051600280200172-2640982
AMB CHANDIGARHUCO Bank Asset Management Branch Sco 55-56-57, First Floor, Sector 17B, ChandigarhUCBA0002396160028025
DHANASVPO Dhanas Guggamari Roadnear Gurudwara Sahib Dhanas District ChandigarhUCBA0003126
DARIAMain Railway Station Road, P.O.-Daria, District- ChandigarhUCBA0003292
MANIMAJRA2104, Pipliwala Town, Nr Gurdwara, Manimajra, ChandigarhUCBA0003306

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