About UCO Bank Personal Loan Chandigarh
Get immediate finances for all your personal obligations towards your family. Whether it is relating to purchase of a TV, refrigerator or Air conditioner or for medical treatment expenses or for higher education or for any other reasons. Don’t let these objectives hinder your bank balance? Opt for UCO Bank Personal Loan Chandigarh where you may get timely disbursement of your personal loans with minimal documentation processes at ease.
UCO Bank Personal Loan Chandigarh at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.45% - 10.45% |
| Loan Amount | Upto ₹ 10 lakhs |
| Tenure | Upto 5 years |
| Processing Fee | 1% of loan amount (minimum ₹ 750/-) |
| Pre-payment Charges | Nil |
Eligibility Criteria
The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:
The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.
The permanent employees should have completed minimum 2 years of service in the same organization.
The permanent or confirmed employees should have salaried account with any of the UCO bank branches.
The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.
The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.
Documents Required
The borrowers need to apply the following documents for availing personal loan :
Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Income Proof- Latest Salary Slip/ ITR/Form-16
Other Income Proof for Salaried Individual:
Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.
Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Chandigarh
Address of UCO Bank Branches in Chandigarh
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| SECTOR - 22 D CHANDIGARH | Sector 22-D, Chandigarh Ut-160022 | UCBA0000134 | 160028002 | 0172-701761 |
| SECTOR 17B | UCO Bank Building, Sector 17B, Bank Square, Chandigarh | UCBA0000236 | 160028001 | 0172-706643 |
| BEHLANA | VPO Behlana Union Territory, Chandigarh | UCBA0001330 | 160028003 | |
| AFS, BEHLANA | 12 Wing, Air Force Station, Behlana, Chandigarh | UCBA0002084 | 160028016 | 0172-2638093 |
| SECTOR 35 B | Sector 35 B, Chandigarh | UCBA0001939 | 160028011 | 0172-2647532 |
| SECTOR-38 | Sector-38 ChandigarhH | UCBA0002051 | 160028015 | 0172-25636942 |
| SERVICE BRANCH | Service Branch Sec 17B, Chandigarh | UCBA0002114 | 160028017 | 0172-2706643 |
| N AREA BEHLANA | N Area Behlana, Chandigarh | UCBA0002205 | 160028020 | 0172-2640982 |
| AMB CHANDIGARH | UCO Bank Asset Management Branch Sco 55-56-57, First Floor, Sector 17B, Chandigarh | UCBA0002396 | 160028025 | |
| DHANAS | VPO Dhanas Guggamari Roadnear Gurudwara Sahib Dhanas District Chandigarh | UCBA0003126 | ||
| DARIA | Main Railway Station Road, P.O.-Daria, District- Chandigarh | UCBA0003292 | ||
| MANIMAJRA | 2104, Pipliwala Town, Nr Gurdwara, Manimajra, Chandigarh | UCBA0003306 |