UCO Bank Personal Loan in Guwahati

Last Updated : April 21, 2017, 12:57 p.m.

About UCO Bank Personal Loan Guwahati

UCO Bank offers Personal Loan to fulfill various requirements of the borrower. Be it is related to financing for consumer durable items such as air conditioner, T.V, washing machine, laptop or financing marriage in a family, for travelling overseas, for paying school fees and much more. The bank offers flexible tenures with attractive interest rates. The minimal documentation processes make it easy for the borrowers to get disbursement of their personal loans at faster pace. So, don’t wait further? Apply now at UCO Bank Personal Loan Guwahati at Wishfin.

UCO Bank Personal Loan Guwahati at a glance

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

• The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

• The permanent employees should have completed minimum 2 years of service in the same organization.

• The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

• The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

• The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

• Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

• Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

• Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

• Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Guwahati

Address of UCO Bank Branches in Guwahati