UCO Bank Personal Loan Guwahati - Eligibility, Rates March 2024, EMI, IFSC

UCO Bank Personal Loan in Guwahati

About UCO Bank Personal Loan Guwahati

UCO Bank offers Personal Loan to fulfill various requirements of the borrower. Be it is related to financing for consumer durable items such as air conditioner, T.V, washing machine, laptop or financing marriage in a family, for travelling overseas, for paying school fees and much more. The bank offers flexible tenures with attractive interest rates. The minimal documentation processes make it easy for the borrowers to get disbursement of their personal loans at faster pace. So, don’t wait further? Apply now at UCO Bank Personal Loan Guwahati at Wishfin.

UCO Bank Personal Loan Guwahati at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Guwahati

Address of UCO Bank Branches in Guwahati

Branch NameComplete AddressIFSCMICRContact Detail
Guwahati MainFancy Bazar, Distt. Kamrup, Guwahati Assam-781001UCBA00000457810280020361-2540515
SilpukhuriSilpukhuri Branch, Silpukhuri, GuwahatiUCBA00005337810280050361-2660518
DispurDispur Branch, Dr.R.P.Road, Guwahati, Assam-781006UCBA00005727810280040361-2261365
RehabariP.O. Rehabari, District. Kamrup, Guwahati Assam-781008UCBA00007097810280030361-2540517
Rajgarh RoadRajgarh Road, Bhangagarh, District-KamrupUCBA00016697810280060361-2460144
AmingaonAdabari Tenali, GuwahatiUCBA00017227810280090361-2573038
Service BranchHB Road, Fancy Bazar, Guwahati-781001UCBA00021227810280010361-2735430
Paltan BazarSushil Das Bhavan Paltan Bazar -GuwahatiUCBA00019257810280100361-2731792
Down Town HospitalDown Town Hospital, GuwahatiUCBA00019947810280110361-2337279
SonapurP.O. Sonapur GuwahatiUCBA00005007810285030361-2786287
MaligaonMaligaon Charali, Maligaon-GuwahatiUCBA00001407810280070361-2570597
BhetaparaBhetapara Chariali, P.O Beltola, GuwahatiUCBA0002472781028013
LakharaLakhara Branch, GuwahatiUCBA0003039
BarshaparaBarshapara Branch, House Of Sitanath Kar, Anu 14 Barshapara Main Road, Barsapar, P.O. BinovaUCBA0003040
BasisthaBorah Communication. Complex, Opposite Housing Bus Stop, Guwahati-781028UCBA0003037

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%