About UCO Bank Personal Loan Guwahati
UCO Bank offers Personal Loan to fulfill various requirements of the borrower. Be it is related to financing for consumer durable items such as air conditioner, T.V, washing machine, laptop or financing marriage in a family, for travelling overseas, for paying school fees and much more. The bank offers flexible tenures with attractive interest rates. The minimal documentation processes make it easy for the borrowers to get disbursement of their personal loans at faster pace. So, don’t wait further? Apply now at UCO Bank Personal Loan Guwahati at Wishfin.
UCO Bank Personal Loan Guwahati at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.45% - 10.45% |
| Loan Amount | Upto ₹ 10 lakhs |
| Tenure | Upto 5 years |
| Processing Fee | 1% of loan amount (minimum ₹ 750/-) |
| Pre-payment Charges | Nil |
Eligibility Criteria
The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:
The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.
The permanent employees should have completed minimum 2 years of service in the same organization.
The permanent or confirmed employees should have salaried account with any of the UCO bank branches.
The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.
The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.
Documents Required
The borrowers need to apply the following documents for availing personal loan :
Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Income Proof- Latest Salary Slip/ ITR/Form-16
Other Income Proof for Salaried Individual:
Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.
Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Guwahati
Address of UCO Bank Branches in Guwahati
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Guwahati Main | Fancy Bazar, Distt. Kamrup, Guwahati Assam-781001 | UCBA0000045 | 781028002 | 0361-2540515 |
| Silpukhuri | Silpukhuri Branch, Silpukhuri, Guwahati | UCBA0000533 | 781028005 | 0361-2660518 |
| Dispur | Dispur Branch, Dr.R.P.Road, Guwahati, Assam-781006 | UCBA0000572 | 781028004 | 0361-2261365 |
| Rehabari | P.O. Rehabari, District. Kamrup, Guwahati Assam-781008 | UCBA0000709 | 781028003 | 0361-2540517 |
| Rajgarh Road | Rajgarh Road, Bhangagarh, District-Kamrup | UCBA0001669 | 781028006 | 0361-2460144 |
| Amingaon | Adabari Tenali, Guwahati | UCBA0001722 | 781028009 | 0361-2573038 |
| Service Branch | HB Road, Fancy Bazar, Guwahati-781001 | UCBA0002122 | 781028001 | 0361-2735430 |
| Paltan Bazar | Sushil Das Bhavan Paltan Bazar -Guwahati | UCBA0001925 | 781028010 | 0361-2731792 |
| Down Town Hospital | Down Town Hospital, Guwahati | UCBA0001994 | 781028011 | 0361-2337279 |
| Sonapur | P.O. Sonapur Guwahati | UCBA0000500 | 781028503 | 0361-2786287 |
| Maligaon | Maligaon Charali, Maligaon-Guwahati | UCBA0000140 | 781028007 | 0361-2570597 |
| Bhetapara | Bhetapara Chariali, P.O Beltola, Guwahati | UCBA0002472 | 781028013 | |
| Lakhara | Lakhara Branch, Guwahati | UCBA0003039 | ||
| Barshapara | Barshapara Branch, House Of Sitanath Kar, Anu 14 Barshapara Main Road, Barsapar, P.O. Binova | UCBA0003040 | ||
| Basistha | Borah Communication. Complex, Opposite Housing Bus Stop, Guwahati-781028 | UCBA0003037 |