UCO Bank Personal Loan Kolkata - IFSC, Rates February 2024, Eligibility, EMI

UCO Bank Personal Loan in Kolkata

About UCO Bank Personal Loan Kolkata

Don’t let your personal dreams to get postponed for the sake of paucity of funds? Don’t let it be. Opt for persoanl loans from UCO Bank Kolkata at competitive interest rates. After all, whether it is a wedding you wish to finance, or pay an emergency medical bill – get the funds disbursed directly in your bank account within hours. Prepare the documents checklist which you need to submit for getting quick approval on your personal loans.

UCO Bank Personal Loan Kolkata at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Kolkata

Address of UCO Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Detail
India Exchange PlaceIndia Exchange Place, Calcutta- 700001, West BengalUCBA0000002700028015033-22303383
Burra Bazar1, Sambhu Mullick Lane, Kolkata, West BengalUCBA0000014700028009033-22387879
College Street63, College Street, Kolkata-700073, West BengalUCBA0000023700028016033-22413400
Bhowanipore10, Priyo Nath Mullick Road, Kolkata-700025, West BengalUCBA0000031700028025033-24751579
Lindsay Street3 And 4, Lindsay Street, New Market, Kolkata- 700016, West BengalUCBA0000069700028002033-22499484
Ballygunge15 By 1A Gariahat Road, Kolkata, West BengalUCBA0000095700028026033-24407314
Dharamtala Street45, Lenin Sarani, Kolkata- 700013, West BengalUCBA0000149700028012033-22441066
Dum Dum458 A And B Jessore Road, Nagar Bazar, Dumdum, Kolkata, West BengalUCBA0000163700028091033-25296967
Jadavpur23, Raja S C Mullick Road, Kolkata- 700032, West Bengal UCBA0000164700028056033-24125445
Park CircusP-64 Dr. Sundri Mohan Avenue, Park Circus, Kolkata-700014 West BengalUCBA0000178700028073033-22447021
New Alipore70 A Block D, New Alipore, Kolkata – 700053, West BengalUCBA0000179700028071033-24787129
Brabourne Road10 B T M Sarani Brabourne Road, Kolkata –700001, West BengalUCBA0000190700028007033-22254120
Rafi Ahmed Kidwai Road54/2, R.A. Kidwai Road, Kolkata- 700016, West BengalUCBA0000218700028004033-22297931
Strand Road40, Strand Road Kolkata- 700001, West BengalUCBA00002417000280053322432138
Bagh Bazar532, Rabindra Sarani, Kolkata- 700003UCBA0000256700028028033-25540237
Netaji Subhash Chandra Bose Road235 By 3 Netaji Subhash Chandra Bose Road, Kolkata-700047UCBA0000257700028029033-24710185
Hastings2 Munshi Premchand Sarani, Hastings, Kolkata West Bengal-700022UCBA0000277700028051033-22230894
Lala Lajpat Rai SaraniLala Lajpat Rai Sarani Elgin Road, Kolkata- 700020, West Bengal UCBA0000286700028006033-22446354
Hazra Road91 By 1 Hazra Road, Kolkata- 700026, West Bengal UCBA0000582700028052033-24753806
Diamond Harbour Road197 By 722, Diamond Harbour Road, Po Thakurpukur, District 24- Paraganas 700063, West Bengal UCBA0000661700028086033-24976197

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%