UCO Bank Personal Loan Noida - IFSC, Rates February 2024, Eligibility, EMI

UCO Bank Personal Loan in Noida

About UCO Bank Personal Loan Noida

Are you in need of instant finances so as to fulfill any financial liability of your family? Consider personal loans from UCO Bank Noida which are offered for fulfilling such requirements. Whether it is related to financing a wedding in the family, paying school fees for your child’s admission, going on a vacation or whatsoever reasons. Get immediate cash transferred directly to your bank account. Don’t postpone further? Apply now at UCO Bank Personal Loan Noida for timely disbursement of funds.

UCO Bank Personal Loan Noida at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Noida

Address of UCO Bank Branches in Noida

Branch NameComplete AddressIFSCMICRContact Detail
Noida BranchNoida Branch Shd No. G. 25 A, Sector - Iii, Noida Complex - 201301, District- Ghaziabad, Uttar PradeshUCBA00009511100280390120-2523221
Greater NoidaGreater Noida Shopping Plaza, Block- S 7/1, Main Surajpur Kasna Road, Site- Iv, Greater Noida, Uttar Pradesh- 201306UCBA00019621100280550120-2341627
Noida Sector 22Shiv Om Market, Noida Sector-22 Distt.-Gautam Budh Nagar, Uttar Pradesh
MakaudaVillage Makauda P.O.-Palitehsil -Sadar, Dist Gautam Budh Nagar, Uttar Pradesh

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%