About UCO Bank Personal Loan Patna
Are you looking for personal loans which fulfill your financial pursuits? Consider personal loans from UCO Bank Patna which help you to realize your personal goals with full flexibility. Get in touch with the bank representative for getting lowest interest rate on your personal loans with flexible tenures. This will help you plan your monthly repayments at ease.
UCO Bank Personal Loan Patna at a glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.45% - 10.45% |
| Loan Amount | Upto ₹ 10 lakhs |
| Tenure | Upto 5 years |
| Processing Fee | 1% of loan amount (minimum ₹ 750/-) |
| Pre-payment Charges | Nil |
Eligibility Criteria
The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:
The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.
The permanent employees should have completed minimum 2 years of service in the same organization.
The permanent or confirmed employees should have salaried account with any of the UCO bank branches.
The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.
The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.
Documents Required
The borrowers need to apply the following documents for availing personal loan :
Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Income Proof- Latest Salary Slip/ ITR/Form-16
Other Income Proof for Salaried Individual:
Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.
Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Patna
Address of UCO Bank Branches in Patna
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Patna Main | Exhibition Road, Patna, Bihar | UCBA0000062 | 800028005 | 0612-2222335 |
| Fraser Road | Fraser Road Patna Branch (POST Box No. 6), Jeevan Prakash, Fraser Road, Patna-800001, Bihar | UCBA0000508 | 800028002 | 0612-2221993 |
| Patliputra Industrial Area | Alpana Shopping Centre Patliputra Road, Patna- 800013 | UCBA0000724 | 800028004 | 0612-2262422 |
| Kankarbagh | Brijender Market, Kankarbagh, Po-Lohianagar, Patna-800020 | UCBA0001557 | 800028003 | 0612-2352611 |
| Igsc Planetarium | Indira Gandhi Science Complex - Taramandal, Adalatganj, Baily Road, Patna-800001 | UCBA0002049 | 800028008 | 0612-2238221 |
| Mahalekhakar Bhawan | Veer Chand Patel Path, Mahalekhakar Bhawan, Patna -800001 | UCBA0002050 | 800028009 | 0612-2207220 |
| Kurjee | Loyala High School Campus, Kurjee | UCBA0001894 | 800028006 | 0612-2263442 |
| Digha Ghat | St. Micheal High School Campus, Digha Ghat | UCBA0001895 | 800028007 | 0612-2275905 |
| Service Branch | Service Branch, Patna Exhibition Road, Patna | UCBA0002248 | 800028001 | 0612-2222305 |
| Raza Bazar | Raza Bazar Bailey Road, Patna-800014 | UCBA0002298 | 800028010 | 0612-2296886 |
| Asset Management | Asset Management Patna Lic Building Jeewan Prakash Fraser Road, Patna | UCBA0002397 | 800028999 | |
| Patna Saheb | House No-10598 Ward No-67 Purab Darwaja Ashok Rajpath Patna City | UCBA0002463 | 800028012 | |
| Nawada | Near Civil Court, East Manger Bigha, Dist- Nawada | UCBA0003033 |