UCO Bank Personal Loan Patna - IFSC, Rates February 2024, Eligibility, EMI

UCO Bank Personal Loan in Patna

About UCO Bank Personal Loan Patna

Are you looking for personal loans which fulfill your financial pursuits? Consider personal loans from UCO Bank Patna which help you to realize your personal goals with full flexibility. Get in touch with the bank representative for getting lowest interest rate on your personal loans with flexible tenures. This will help you plan your monthly repayments at ease.

UCO Bank Personal Loan Patna at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Patna

Address of UCO Bank Branches in Patna

Branch NameComplete AddressIFSCMICRContact Detail
Patna MainExhibition Road, Patna, BiharUCBA00000628000280050612-2222335
Fraser RoadFraser Road Patna Branch (POST Box No. 6), Jeevan Prakash, Fraser Road, Patna-800001, BiharUCBA00005088000280020612-2221993
Patliputra Industrial AreaAlpana Shopping Centre Patliputra Road, Patna- 800013UCBA00007248000280040612-2262422
KankarbaghBrijender Market, Kankarbagh, Po-Lohianagar, Patna-800020UCBA00015578000280030612-2352611
Igsc PlanetariumIndira Gandhi Science Complex - Taramandal, Adalatganj, Baily Road, Patna-800001
Mahalekhakar BhawanVeer Chand Patel Path, Mahalekhakar Bhawan, Patna -800001UCBA00020508000280090612-2207220
KurjeeLoyala High School Campus, Kurjee UCBA00018948000280060612-2263442
Digha GhatSt. Micheal High School Campus, Digha GhatUCBA00018958000280070612-2275905
Service BranchService Branch, Patna Exhibition Road, PatnaUCBA00022488000280010612-2222305
Raza Bazar Raza Bazar Bailey Road, Patna-800014UCBA00022988000280100612-2296886
Asset ManagementAsset Management Patna Lic Building Jeewan Prakash Fraser Road, Patna
Patna SahebHouse No-10598 Ward No-67 Purab Darwaja Ashok Rajpath Patna CityUCBA0002463800028012
NawadaNear Civil Court, East Manger Bigha, Dist- NawadaUCBA0003033

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%