United Bank of India Personal Loan Ahmedabad - Rates February 2024, Eligibility, EMI, IFSC

United Bank of India Personal Loan in Ahmedabad

About United Bank of India Personal Loan Ahmedabad

United Bank of India offers the product of personal loan to the people based in the city of Ahmedabad. Any salaried employee who can meet the eligibility norms can apply for the product offered by the bank. United Bank of India has a strong presence in the city and has always tried to make sure that the products and services are world class. Women loan seekers are given concession on the rate of interest. Easy documentation, affordable EMIs and faster approval makes it one of the highly demanded products in the market.

United Bank of India Personal Loan Ahmedabad at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Ahmedabad

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Ahmedabad

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

Please refer to Personal Loan Ahmedabad in case you require additional information.

Address of United Bank of India branches in Ahmedabad

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Lal DarwajaLal Darwaja, Post Box No - 170, United Bank Of India Building, Ahmedabad - 380001, GujaratUTBI0AHB6043800270021800-345-0345
Ashram RoadSadhuram Chambers, Opposite - Gujarat Vidyapith, Ashram Road, Ahmedabad - 380014, GujaratUTBI0ASR6313800270071800-345-0345
Maskati MarketKadia Kui, 13, Relief Road, Ahmedabad - 380001, GujaratUTBI0MMT6023800270031800-345-0345
Pritamnagar32, New Brahmakshatriya Society, Ellis Bridge, Pritamnagar, Ahmedabad - 380006, GujaratUTBI0PTN6223800270091800-345-0345
Sardar Patel Colony135, Sardar Patel Colony, Stadium Road, Ahmedabad - 380014, GujaratUTBI0SPC6133800270081800-345-0345
Ahmedabad R.O.Lal Darwaja, Pb No.170, United Bank Of India Building, Ahmedabad, Pin - 380001, GujaratUTBI0XAHM16Non-MICR1800-345-0345

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%