United Bank of India Personal Loan Bengaluru - Rates Dec 2023, Eligibility, EMI, IFSC

United Bank of India Personal Loan in Bengaluru

About United Bank of India Personal Loan Bengaluru

People living in the capital of Karnataka can nurture all their dreams by securing a personal loan offered by United Bank of India. The bank is a known name in the Indian banking world. It had played a very crucial role in the expansion of the services of banking to eastern and north-eastern part of India. The bank offers a personal loan to salaried employees in Bengaluru. A personal can be used for meeting needs linked to child’s education, daughter’s marriage, foreign trip, medical treatment or renovation of the house. United Bank of India has set up more than 10 branches in the city.

United Bank of India Personal Loan Bengaluru at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Bengaluru

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Bengaluru

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

You can always refer to Personal Loan Bengaluru for extra information.

Address of United Bank of India branches in Bengaluru

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Bangalore Cantonment40/2, Brigade Road, Bangalore - 560001, KarnatakaUTBI0BGC815560027003(080) 25582179
Bangalore40 Kempegowda Road, Bangalore - 560009, KarnatakaUTBI0BGL806560027002(080) 22354339
BannerghattaBannerghatta Main Road, Gottigere, Bangalore - 560076, KarnatakaUTBI0BTG8505600270071800-345-0345
Electronic CityU B I Building, Plot No - 100, Electronic City (Opp. Infosys Tech), Bangalore - 561229, KarnatakaUTBI0ELC644560027005(080) 28520014, 23113515
HebbalNo.2788/1, ‘E’ Block, , Sahakarnagar, , Bellary Main Road (International Airport Road), Hebbal, Dist - Bangalore, Karnataka, Pin - 560092UTBI0HBL8555600270081800-345-0345
Indira Nagar680, 9Th A Main, Indira Nagar, 1St Stage, Bangalore - 560038, KarnatakaUTBI0IMR839580027002525213198
Shivaji Nagar59/62, Dharmaraja Koil Street, Shivajinagar, Bangalore - 560001, KarnatakaUTBI0SHV823560027004(080) 25369824, 23507902
IIPM CampusJnana Bharati Campus, P.O - Malathalli, Bangalore - 560056 KarnatakaUTBI0IPC856Non-MICR(080)2271-0596
MahalakshmipuramNo.7, West Of Chord Road, Mahalakshmipuram, Ii Stage, Bangalore-560086, KarnatakaUTBI0MHL871Non-MICR080-23498790
Yeshwanthpur1St Floor, 1067, Gokul, 1St Stage, II Phase, Mathikere, Yeshwanthpur, Dist. Bangalore, Pin 560054, KarnatakaUTBI0YAS874Non-MICR8095823362

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